548 Riviera Dr, Apt C, Joppa, MD 21085 Property Records

Harford County property record for 548 Riviera Dr, Apt C, Joppa, MD 21085

Property Summary

Property TypeCondominium
Details1,254 sqft · built 1979
Lot Size1 acres (43,560 sqft)
OwnerIndividual Name on Record
Last Sale$107,000 (Dec 1993)
Tax Bill$2,706 (2026)
Deeds & MortgagesJun 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN01-119842

Property Details

APN / Parcel Number

Primary APN01-119842
Alternative APNs
  • 1119842
  • 119842

Interior

Building Area1,254 sqft Total Area

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Architectural StyleCondo/Apartment
Lot Area43,560 sqft (1 acres)

Location & Zoning

Account Number119842
Street Address548 RIVIERA DR, C
CityJOPPA
StateMD
Zip21085-4686
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeR4
Legal DescriptionCONDO UNIT 548-C 548-C RIVIERA DRIVE GUNPOWDER COVE PT 1/33
Legal SubdivisionGUNPOWDR CV CD
Legal Lot Number548C
JurisdictionHARFORD MD
Township / Civil Division1, ABINGDON
Census Block Group3
Census Block3009
Census Tract301401

Owner

Source: Harford County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address548 RIVIERA DR, C, JOPPA, MD 21085-4686
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 14, 1993 · Amount on Record
Deed SaleDec 14, 1993 · Amount on Record
Prior SaleJun 21, 1984 · Amount on Record
Deed Book / Page2051 / 688
Record UpdatedOct 29, 2026

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARFORD MD
Property Address548 RIVIERA DR APT C, C, JOPPA, MD 21085-4686
Document Number0123900207
Instrument DateJun 3, 2017
Transaction TypeMortgage
Record UpdatedAug 21, 2018
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
Address548 RIVIERA DR #C JOPPA MD 210854686, C, JOPPA, MD 21085-4686

Mortgage

Document Number0123900207
DateJun 16, 2017
Book Page012390/000207
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJun 15, 2047
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyHarford County
Unified School DistrictHarford County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,706.00 (+21.13%) Homeowner's exemption$248,333 (+25.21%)$270,000 (+31.71%) Land $80,000 Building $190,000
2025$2,234.00 (+51.87%) Homeowner's exemption
2023$198,333$205,000 Land $50,000 Building $155,000
2022$1,471.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims13 (1978–2014)
Claims Outside the SFHA8 of 13
Most Recent ClaimJun 2014 · other causes
Claims by Event
  • Hurricane Isabel, Sep 2003 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 85% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHARFORD COUNTY D.P.W.
serves 104,567 people · EPA ID MD0120016
Water SourceSurface water
Last State InspectionJul 2024
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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