548 Ridgewood Dr, Vacaville, CA 95688 Property Records

Solano County property record for 548 Ridgewood Dr, Vacaville, CA 95688

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,720 sqft · built 1975
Lot Size	0.18 acres (7,840 sqft)
Owner	2 Individual Names on File
Last Sale	$585,000 (Mar 2021)
Tax Bill	$7,258 (2025)
Deeds & Mortgages	Mar 2021 Sale & Mortgage Apr 2020 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`0125-012-150`

Property Details

APN / Parcel Number

Primary APN	`0125-012-150`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	3 Stories
Building Area	1,720 sqft Living Area
1st Floor Area	1,720 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Lot Area	7,840 sqft (0.18 acres)
Garage Area	437 sqft
Parking Spaces	2 Parking Spaces
Patio Area	72 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	548 RIDGEWOOD DR
City	VACAVILLE
State	CA
Zip	95688-2516
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NORTH PARK 2 SUB BK-BG 28-43 LOT 85
Legal Subdivision	NORTH PARK 2
Legal Lot Number	85
Legal Unit	2
Jurisdiction	SOLANO CA
Township / Civil Division	VACAVILLE
Census Block Group	3
Census Block	3004
Census Tract	253201

Owner

548 Ridgewood Dr is owned and occupied by two individuals who bought it in March 2021.

Source: Solano County records, as of August 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	548 RIDGEWOOD DR, VACAVILLE, CA 95688-2516
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2021	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 30, 2020	Intrafamily Transfer, Transfer · VA Mortgage AMERICAN PACIFIC MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 2, 2021 · Amount on File
Deed Sale	Mar 2, 2021 · Amount on File
Prior Sale	Apr 30, 2020
Deed Document Number	202123822
Prior Transfer Date	Apr 24, 2020
Prior Transfer Doc	0000033781
Record Updated	Sep 20, 2026

March 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SOLANO CA
Recording Date	Mar 2, 2021
Property Address	548 RIDGEWOOD DR, VACAVILLE, CA 95688-2516
Document Number	0000023822
Map Reference	MB 28 PG 43
Instrument Date	Feb 19, 2021
Instrument	202100023822
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$643.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	548 RIDGEWOOD DR, VACAVILLE, CA 95688-2516

Mortgage

Document Number	0000023823
Date	Mar 2, 2021
Instrument	202100023823

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

April 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SOLANO CA
Recording Date	Apr 30, 2020
Property Address	548 RIDGEWOOD DR, VACAVILLE, CA 95688-2516
Document Number	0000033781
Map Reference	MB 28 PG 43
Instrument Date	Apr 24, 2020
Instrument	202000033781
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	548 RIDGEWOOD DR, VACAVILLE, CA 95688-2516

Mortgage

Document Number	0000033782
Date	Apr 30, 2020
Instrument	202000033782

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 548 Ridgewood Dr was $7,258, down 0.3% from the year before.

Source: Solano County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Solano County
Municipality	Vacaville City
Unified School District	Vacaville Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$645,885 (+2%) Land $165,611 Building $480,274
2025	$7,258.00 (-0.26%)	$633,221 Land $162,364 Building $470,857
2024	$7,277.00 (+2.41%)
2023	$7,106.00 (+2.67%)	$608,634 Land $156,060 Building $452,574	$626,850
2022	$6,921.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 548 Ridgewood Dr in Zone X, an area of moderate flood risk, though there have been 3 flood claims nearby since 2002.

Source: FEMA National Flood Hazard Layer, effective June 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (2002–2006)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Jan 2006 · Severe Storms, Flooding, Mudslides, And Landslides
Claims by Event	Severe Storms, Flooding, Mudslides, And Landslides, Jan 2006 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 548 Ridgewood Dr is moderate, ranking above 43% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 74% of California
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF VACAVILLE serves 99,650 people · EPA ID CA4810008
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Valley Internet.

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