548 Pecan Ln, Holt, FL 32564 Property Records

Okaloosa County property record for 548 Pecan Ln, Holt, FL 32564

Property Summary

Property Type	Mobile Home
Details	4 bd · 2 ba · 1,612 sqft · built 2022
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on Record
Last Sale	$258,000 (Jan 2026)
Tax Bill	$1,051 (2025)
Deeds & Mortgages	Jan 2026 Sale & Mortgage Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C56-001-042-0290-8`

Property Details

APN / Parcel Number

Primary APN	`C56-001-042-0290-8`
Alternative APN	`04-2N-25-0000-0038-0140`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,612 sqft Heated Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2022
Architectural Style	Mobile/Manufactured
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	87,120 sqft (2 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	548 PECAN LN
City	HOLT
State	FL
Zip	32564-9489
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	COM SW COR NE1/4 N6 DEG E ALG 1/4 SECTION LINE 840.01FT S89 DEG E 1520FT TO POB S89 DEG E 208.52FT S5 DEG W 419.21FT N89 DEG
Legal Range	25
Legal Township	02N
Legal Section	04
Jurisdiction	OKALOOSA FL
Township / Civil Division	BAKER
Census Block Group	1
Census Block	1038
Census Tract	20101

Owner

Source: Okaloosa County records, as of February 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	548 PECAN LN, HOLT, FL 32564-9489
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2026	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Aug 26, 2021	Warranty Deed, Transfer · Commercial Mortgage FARM CREDIT OF NORTHWEST FLORIDA AC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 29, 2026 · Amount on Record
Deed Sale	Jan 29, 2026 · Amount on Record
Prior Sale	Aug 26, 2021 · Amount on Record
Deed Document Number	3796004
Record Updated	Jun 8, 2026

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Jan 29, 2026
Property Address	548 PECAN LN, HOLT, FL 32564-9489
Document Number	0003796004
Instrument Date	Jan 29, 2026
Instrument	3796004
Transaction Type	Transfer
Record Updated	Feb 17, 2026
Title Company	UNKNOWN, CLEAR TTL OF NORTHWEST FL LL

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,806.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	161 VASSAR DR, PENSACOLA, FL 32506-4177

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	548 PECAN LN, HOLT, FL 32564-9489

Mortgage

Document Number	0003796005
Date	Jan 29, 2026
Instrument	3796005

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Aug 26, 2021
Property Address	548 PECAN LN, HOLT, FL 32564-9489
Document Number	0035694659
Book / Page	3569 / 4659
Instrument Date	Aug 26, 2021
Instrument	3483906
Transaction Type	Transfer
Record Updated	Feb 13, 2024
Title Company	NOT AVAILABLE, OKLAHOMA TTL & ABSTRACT CO I

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$280.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	120 BROWN RD, LIBERTY, ME 04949-3332

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7155 KLONDIKE RD, PENSACOLA, FL 32526-8577

Mortgage

Document Number	0035694661
Date	Aug 26, 2021
Instrument	3569/4661

Lender

Name	FARM CREDIT OF NORTHWEST FLORIDA AC
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Sep 1, 2031

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,051.00 (-28.41%) Homeowner's exemption	$138,811 (-4.75%)	$174,650 (+19.84%) Land $29,744 Building $144,906
2023	$1,468.00 (+413.29%) Homeowner's exemption	$145,735 (+476.71%) Land $27,039 Building $118,696	$145,735 (+476.71%) Land $27,039 Building $118,696
2022	$286.00	$25,270 Land $25,270	$25,270 Land $25,270

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	1 (1998)
Most Recent Claim	Sep 1998 · Hurricane Georges

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · lower than 68% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLT WATER WORKS, INC. serves 2,582 people · EPA ID FL1460352
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Mediacom Xtream Fixed Wireless · Cable in parts of the area	100 / 20
AT&T Fixed Wireless	25 / 3

May also be available: CenturyLink.

Cell Coverage

5G (outdoors only) and 4G LTE

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