548 Newbury St, Ripon, WI 54971 Property Records

Fond Du Lac County property record for 548 Newbury St, Ripon, WI 54971

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,248 sqft · built 1901
Lot Size	0.198 acres (8,625 sqft)
Owner	2 Individual Names on File
Last Sale	$70,000 (Dec 2021)
Tax Bill	$1,059 (2025)
Deeds & Mortgages	May 2023 Mortgage Dec 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`RIP-16-14-99-CH-220-00`

Property Details

APN / Parcel Number

Primary APN	`RIP-16-14-99-CH-220-00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,248 sqft Living Area
1st Floor Area	816 sqft
2nd Floor Area	432 sqft
Basement Area	576 sqft
Game Room	Game Room

Exterior

Year Built	Built 1901
Effective Year Built	Effective 1920
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Roof Material	Masonite/Cement Shake
Lot Area	8,625 sqft (0.198 acres)
Lot Dimensions	14.9 ft deep x 5.8 ft wide
Garage Type	Detached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Patio Area	180 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	548 NEWBURY ST
City	RIPON
State	WI
Zip	54971-1502
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	8
Legal Description	S21 T16N R14E CHASE'S ADDITION S 57.75' LOT LOT 8 BLK B
Legal Range	14E
Legal Township	16N
Legal Section	21
Legal Subdivision	CHASES ADDITION
Legal Block	B
Legal Lot Number	8
Jurisdiction	FOND DU LAC WI
Township / Civil Division	RIPON
Census Block Group	3
Census Block	3007
Census Tract	41600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Southwest Historic District listed 2004 · 161 contributing resources · NRIS 04000653

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Fond Du Lac County assessment roll, as of March 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	548 NEWBURY ST, RIPON, WI 54971-1502
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 10, 2023	Deed of Trust, Mortgage · Conventional Mortgage MARINE CU
Dec 10, 2021	Warranty Deed, Transfer · Conventional Mortgage MARINE CU
Mar 1, 2018	Warranty Deed, Transfer FARMERS STATE BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 10, 2021 · Amount on Record
Deed Sale	Dec 10, 2021 · Amount on Record
Prior Sale	Mar 1, 2018 · Amount on Record
Deed Document Number	20211163165
Prior Transfer Date	Dec 7, 2021
Prior Transfer Doc	0001163165
Record Updated	Jun 8, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FOND DU LAC WI
Property Address	548 NEWBURY ST, RIPON, WI 54971-1502
Transaction Type	Mortgage
Record Updated	Jun 20, 2023
Title Company	KNIGHT BARRY TITLE RACINE, KNIGHT BARRY TTL SPECIAL TEA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001183174
Date	May 10, 2023
Instrument	1183174

Lender

Name	MARINE CU
Type	Credit Union
Address	LA CROSSE, WI 54601

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 22, 2043

Interest

Rate Type	Adjustable Rate
Rate	9.85%
Type Change Date	Jun 1, 2027
Change Frequency	Annually
Min Rate At Change	9.85%
Max Rate At Change	11.8%
Index	1-Year T-Bill
Max Rate	15.8%

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FOND DU LAC WI
Recording Date	Dec 10, 2021
Property Address	548 NEWBURY ST, RIPON, WI 54971-1502
Document Number	0001163165
Instrument Date	Dec 7, 2021
Instrument	1163165
Transaction Type	Transfer
Record Updated	Aug 31, 2022
Title Company	WARRANTY TITLE SERVICES INC, GUARANTY TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$210.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	548 NEWBURY ST, RIPON, WI 54971-1502

Mortgage

Document Number	0001163166
Date	Dec 10, 2021
Instrument	1163166

Lender

Name	MARINE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Dec 22, 2041

Interest

Rate Type	Adjustable Rate
Rate	9.85%
Type Change Date	Jan 1, 2027
Change Frequency	Annually
Min Rate At Change	9.85%
Max Rate At Change	11.8%
Index	1-Year CMT
Max Rate	15.8%

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FOND DU LAC WI
Recording Date	Mar 1, 2018
Property Address	548 NEWBURY ST, RIPON, WI 54971-1502
Document Number	0001095946
Instrument Date	Feb 28, 2018
Instrument	1095946
Transaction Type	Transfer
Record Updated	Feb 14, 2022
Title Company	WARRANTY TITLE SERVICES INC, GUARANTY TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$105.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	548 NEWBURY ST, RIPON, WI 54971-1502

Mortgage

Document Number	0001095947
Date	Mar 1, 2018
Instrument	1095947

Lender

Name	FARMERS STATE BANK
Type	Bank

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Fond Du Lac County assessment roll, as of March 26, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Fond Du Lac County
Municipality	Ripon City
Unified School District	Ripon Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,059.00 (+23.71%)	$52,400 (-) Land $19,000 Building $33,400	$80,819 (+31.28%) Land $29,305 Building $51,514
2023	$856.00 Homeowner's exemption	$52,400 Land $19,000 Building $33,400	$61,560 Land $22,321 Building $39,239

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 19, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.9% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIPON WATER UTILITY serves 7,716 people · EPA ID WI4200476
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Bertram Communications Fixed Wireless	100 / 20

May also be available: Brightspeed, Hilbert Communications, Verizon.

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