548 Minerva St, Hayward, CA 94544 Property Records

Alameda County property record for 548 Minerva St, Hayward, CA 94544

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,320 sqft · built 1956
Lot Size	0.121 acres (5,300 sqft)
Owner	Individual Name on Record
Last Sale	$810,000 (Oct 2020)
Tax Bill	$10,576 (2025)
Deeds & Mortgages	Aug 2019 Mortgage Oct 2020 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`465-10-108`

Property Details

APN / Parcel Number

Primary APN	`465-10-108`
Alternative APN	`465-0010-108-00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,320 sqft Living Area
Gross Area	1,233 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1957
Architectural Style	Other
Construction Type	Wood
Lot Area	5,300 sqft (0.121 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	548 MINERVA ST
City	HAYWARD
State	CA
Zip	94544-5841
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 1551 BLK B LOT 10
Jurisdiction	ALAMEDA CA
Township / Civil Division	HAYWARD
Census Block Group	1
Census Block	1018
Census Tract	438204

Owner

Source: Alameda County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	548 MINERVA ST, HAYWARD, CA 94544-5841
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 29, 2019	Deed of Trust, Mortgage · ARM PNC BANK NA
Oct 12, 2020	Quit Claim Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO
Oct 12, 2020	Grant Deed, Transfer CHICAGO TITLE COMPANY
Apr 19, 2018	Grant Deed, Transfer · ARM PATELCO CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 12, 2020 · Amount on Record
Deed Sale	Oct 12, 2020 · Amount on Record
Prior Sale	Oct 12, 2020 · Amount on Record
Deed Document Number	2020268571
Record Updated	Jun 8, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	548 MINERVA ST, HAYWARD, CA 94544-5841
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NATIONALLINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000169979
Date	Aug 29, 2019
Instrument	2019169979

Lender

Name	PNC BANK NA
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.12%
Type Change Date	Sep 1, 2026
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	8.12%
Index	1-Year LIBOR
Max Rate	8.12%

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ALAMEDA CA
Recording Date	Oct 12, 2020
Property Address	548 MINERVA ST, HAYWARD, CA 94544-5841
Document Number	0000268572
Instrument Date	Oct 8, 2020
Instrument	268572
Transaction Type	Transfer
Record Updated	Jan 6, 2021
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	548 MINERVA ST HAYWARD CA 945445841, HAYWARD, CA 94544-5841

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Oct 12, 2020
Property Address	548 MINERVA ST, HAYWARD, CA 94544-5841
Document Number	0000268571
Map Reference	MB 36 PG 50
Instrument Date	Sep 14, 2020
Instrument	2020268571
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$7,776.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	548 MINERVA ST, HAYWARD, CA 94544-5841

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Apr 19, 2018
Property Address	548 MINERVA ST, HAYWARD, CA 94544-5841
Document Number	0000078503
Map Reference	MB 36 PG 50
Instrument Date	Apr 11, 2018
Instrument	2018078503
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1600 AMPHITHEATRE PKWY, MOUNTAIN VIEW, CA 94043-1351

Mortgage

Document Number	0000078504
Date	Apr 19, 2018
Instrument	2018078504

Lender

Name	PATELCO CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.81%
Type Change Date	May 1, 2025
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.81%
Index	1-Year CMT
Max Rate	9.81%

Tax Assessment & Valuation

Source: Alameda County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Hayward City
Unified School District	Hayward Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$10,576.00 (+2.53%) Homeowner's exemption	$876,759 (+4.04%) Land $259,780 Building $616,979
2023	$10,315.00 Homeowner's exemption	$842,724 Land $249,696 Building $593,028

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HAYWARD serves 162,954 people · EPA ID CA0110006
Water Source	Purchased surface water from SAN FRANCISCO REGIONAL WATER SYSTEM
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,038 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
RobinsonHSS Fixed Wireless	1,000 / 1,000
Tekify Fiber & Wireless Fixed Wireless	580 / 125
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, Sonic Telecom, T-Mobile, Unwired.

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