548 Millstream Dr, Rock Hill, SC 29732 Property Records

York County property record for 548 Millstream Dr, Rock Hill, SC 29732

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,160 sqft · built 2012
Lot Size	0.21 acres (9,153 sqft)
Owner	Individual Name on File
Last Sale	$418,000 (Sep 2024)
Tax Bill	$2,175 (2025)
Deeds & Mortgages	Jul 2026 Sale Sep 2024 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`586-04-01-015`

Property Details

APN / Parcel Number

Primary APN	`586-04-01-015`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,160 sqft Living Area
Gross Area	2,879 sqft
1st Floor Area	1,840 sqft
2nd Floor Area	320 sqft

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Exterior Material	Brick
Construction Type	Brick
Lot Area	9,153 sqft (0.21 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	99 sqft
Patio Area	220 sqft

Location & Zoning

Street Address	548 MILLSTREAM DR
City	ROCK HILL
State	SC
Zip	29732-3581
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	LOT 15 / RIVERWOOD
Legal Subdivision	RIVERWOOD SUBDIVISION
Legal Lot Number	15
Jurisdiction	YORK SC
Township / Civil Division	ROCK HILL
Census Block Group	2
Census Block	2026
Census Tract	60910

Owner

548 Millstream Dr is owned and occupied by an individual who bought it in September 2024.

Source: York County records, as of May 5, 2026

Owner of Record	Individual Name on File
Mailing Address	548 MILLSTREAM DR, ROCK HILL, SC 29732-3581
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Sep 23, 2024	Deed, Transfer
Jun 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Apr 11, 2019	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 23, 2024 · Amount on File
Deed Sale	Sep 23, 2024 · Amount on File
Prior Sale	Apr 11, 2019 · Amount on File
Deed Document Number	202430359
Deed Book / Page	21524 / 153
Record Updated	Sep 20, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	YORK SC
Recording Date	Jul 23, 2026
Property Address	548 MILLSTREAM DR, ROCK HILL, SC 29732-3581
Document Number	0000026228
Book / Page	22716 / 484
Instrument Date	Jul 2, 2026
Instrument	202626228
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	548 MILLSTREAM DR, ROCK HILL, SC 29732-3581

September 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	YORK SC
Recording Date	Sep 23, 2024
Property Address	548 MILLSTREAM DR, ROCK HILL, SC 29732-3581
Document Number	2152400153
Book / Page	21524 / 153
Map Reference	MB D-365 PG 10
Instrument Date	Sep 23, 2024
Instrument	2024030359
Transaction Type	Transfer
Record Updated	Apr 24, 2026

Transaction

Amount	Amount on Record
Tax	$1,086.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	548 MILLSTREAM DR, ROCK HILL, SC 29732-3581

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Property Address	548 MILLSTREAM DR, ROCK HILL, SC 29732-3581
Transaction Type	Mortgage
Record Updated	Aug 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1837700233
Date	Jun 29, 2020
Book Page	18377/233
Instrument	2020028075

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2035

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YORK SC
Recording Date	Apr 11, 2019
Property Address	548 MILLSTREAM DR, ROCK HILL, SC 29732-3581
Document Number	1748900492
Book / Page	17489 / 492
Map Reference	MB D-365 PG 10
Instrument Date	Apr 5, 2019
Instrument	2019013747
Transaction Type	Transfer
Record Updated	Aug 31, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$936.10
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	548 MILLSTREAM DR, 548, ROCK HILL, SC 29732-3581

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	548 MILLSTREAM DR, ROCK HILL, SC 29732-3581

Mortgage

Document Number	2019013748
Date	Apr 11, 2019
Instrument	2019013748

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 548 Millstream Dr was $2,175.

Source: York County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	York County
Unified School District	York School District 3 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,175.00	$15,928 Land $1,800 Building $14,128	$398,200 Land $45,000 Building $353,200
2023	$1,284.00	$8,940 Land $1,200 Building $7,740	$223,498 Land $30,000 Building $193,498

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 548 Millstream Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2008 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 548 Millstream Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ROCK HILL serves 89,850 people · EPA ID SC4610002
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Millstream Dr

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