548 Marshalls Way, Jefferson, NC 28640 Property Records

Ashe County property record for 548 Marshalls Way, Jefferson, NC 28640

Property Summary

Property Type	Single Family Home
Details	2,160 sqft · built 2016
Lot Size	2.21 acres (96,529 sqft)
Owner	Individual Name on Record
Last Sale	$42,500 (May 2014)
Tax Bill	$2,232 (2025)
Deeds & Mortgages	Oct 2020 Line of Credit Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14408-105-028`

Property Details

APN / Parcel Number

Primary APN	`14408-105-028`
Alternative APN	`22433`

Interior

Plumbing Fixtures	12 Plumbing Fixtures
Building Area	2,160 sqft Heated Area

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Conventional
Lot Area	96,529 sqft (2.21 acres)

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	22433
Street Address	548 MARSHALLS WAY
City	JEFFERSON
State	NC
Zip	28640-9868
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2.216 A LOT 28 RT 1599 (PRIVATE)
Legal Subdivision	THE PEAKS
Legal Lot Number	28
Jurisdiction	ASHE NC
Township / Civil Division	PEAK CREEK
Census Block Group	2
Census Block	2025
Census Tract	970801

Owner

Source: Ashe County records, as of May 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	548 MARSHALLS WAY, JEFFERSON, NC 28640-9868
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2020	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Jul 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage LIFESTORE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 15, 2014 · Amount on Record
Deed Sale	May 15, 2014 · Amount on Record
Deed Document Number	20141960
Deed Book / Page	450 / 1338
Record Updated	Jun 8, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHE NC
Property Address	548 MARSHALLS WAY, JEFFERSON, NC 28640-9868
Transaction Type	Mortgage
Record Updated	Aug 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00517/1779
Date	Oct 2, 2020
Book Page	517/1779
Instrument	4925

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	WEST JEFFERSON, NC 28694

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHE NC
Property Address	548 MARSHALLS WAY, JEFFERSON, NC 28640-9868
Transaction Type	Mortgage
Record Updated	Aug 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00514/1947
Date	Jul 24, 2020
Book Page	514/1947
Instrument	3430

Lender

Name	LIFESTORE BANK
Type	Bank
Address	WEST JEFFERSON, NC 28694

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: Ashe County assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Ashe County
Unified School District	Ashe County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,232.00 (-6.22%)	$463,100 (-) Land $43,200 Building $419,900	$463,100 (-) Land $43,200 Building $419,900
2023	$2,380.00 (+29.91%)	$463,100 (+59.69%) Land $43,200 Building $419,900	$463,100 (+59.69%) Land $43,200 Building $419,900
2022	$1,832.00	$290,000 Land $39,600 Building $250,400	$290,000 Land $39,600 Building $250,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	3 (2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 62% of North Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000

Cell Coverage

5G (outdoors only) and 4G LTE

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