548 Main St, Chatham, NJ 07928 Property Records

Morris County and Chatham Borough property record for 548 Main St, Chatham, NJ 07928

Property Summary

Property Type	Commercial Office
Details	1,272 sqft · built 1921
Lot Size	0.173 acres (7,549 sqft)
Owner	Company Name on File
Last Sale	$595,000 (Aug 2025)
Tax Bill	$9,500 (2024)
Deeds & Mortgages	May 2022 Sale & Mortgage Jul 2021 Mortgage + 2 more
APN	`04-00033-0000-00007`

Property Details

APN / Parcel Number

Primary APN	`04-00033-0000-00007`
Alternative APNs	`040003300007` `20008008`

Interior

Stories	2 Stories
Building Area	1,272 sqft Living Area
Gross Area	1,280 sqft

Exterior

Year Built	Built 1921
Effective Year Built	Effective 1921
Construction Type	Frame
Lot Area	7,549 sqft (0.173 acres)
Lot Dimensions	151 ft deep x 50 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Account Number	20008008
Street Address	548 MAIN ST
City	CHATHAM
State	NJ
Zip	07928-2120
Property Category	Commercial
Property Type	Commercial > Office > Commercial Office
Local Zoning Code	B-1
Legal Subdivision	CHATHAM COURTS
Legal Block	33
Legal Lot Number	7
Jurisdiction	MORRIS NJ
Township / Civil Division	CHATHAM
Census Block Group	3
Census Block	3003
Census Tract	42700

Owner

548 Main St, a commercial property, is owned by a company that bought it in August 2025.

Source: Morris County and Chatham Borough records, as of July 9, 2026

Owner of Record	Company Name on File
Mailing Address	548 MAIN ST, CHATHAM, NJ 07928-2120
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 19, 2022	Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Jul 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Mar 6, 2019	Grant Deed, Transfer · Conventional Mortgage JP MORGAN CHASE BK
Feb 15, 2017	Grant Deed, Transfer FIDELITY NATIONAL TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 25, 2025 · Amount on File
Deed Sale	Aug 25, 2025 · Amount on File
Prior Sale	May 19, 2022 · Amount on File
Deed Document Number	202534400
Deed Book / Page	24969 / 559
Record Updated	Sep 20, 2026

May 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	MORRIS NJ
Recording Date	May 19, 2022
Property Address	548 MAIN ST, CHATHAM, NJ 07928-2120
Document Number	0244130110
Book / Page	24413 / 110
Instrument Date	Apr 13, 2022
Instrument	2022035484
Transaction Type	Transfer
Record Updated	May 31, 2022
Title Company	HERITAGE ABSTRACT COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,155.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	17 BELLEWOOD DR, 17, WARREN, NJ 07059-6000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	548 MAIN ST, CHATHAM, NJ 07928-2120

Mortgage

Document Number	2022035485
Date	May 19, 2022
Instrument	2022035485

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2052

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORRIS NJ
Property Address	548 MAIN ST, CHATHAM, NJ 07928-2120
Transaction Type	Mortgage
Record Updated	Jul 21, 2021
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0241701427
Date	Jul 12, 2021
Book Page	24170/1427
Instrument	2021060382

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	Jul 1, 2046

March 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MORRIS NJ
Recording Date	Mar 6, 2019
Property Address	548 MAIN ST, CHATHAM, NJ 07928-2120
Document Number	0235010736
Book / Page	023501 / 000736
Instrument Date	Feb 21, 2019
Instrument	10816
Transaction Type	Transfer
Record Updated	Jun 7, 2019
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NAT'L TITLE INS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$390.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	548 MAIN ST CHATHAM NJ 079282120, CHATHAM, NJ 07928-2120

Mortgage

Document Number	235010741
Date	Mar 6, 2019
Book Page	023501/000741
Instrument	10817

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240-2050

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 5, 2049

February 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MORRIS NJ
Recording Date	Feb 15, 2017
Property Address	548 MAIN ST, CHATHAM, NJ 07928-2120
Document Number	0230800630
Book / Page	023080 / 000630
Instrument Date	Feb 8, 2017
Instrument	10037
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Tax	$475.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	548 MAIN ST CHATHAM NJ 079282120, CHATHAM, NJ 07928-2120

Tax Assessment & Valuation

Source: Morris County and Chatham Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Morris County
Municipality	Chatham Borough
Unified School District	The Chathams School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$586,800 (-) Land $423,000 Building $163,800	$586,800 (-) Land $423,000 Building $163,800
2025		$586,800 Land $423,000 Building $163,800	$586,800 Land $423,000 Building $163,800
2024	$9,500.00
2023		$586,800 Land $423,000 Building $163,800	$586,800 Land $423,000 Building $163,800
2022	$10,135.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 548 Main St; there have been 3 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	5 in force
Nearby Flood Claims	3 (1999–2021)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 548 Main St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHATHAM WATER DEPT serves 8,962 people · EPA ID NJ1404001
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Starlink Satellite	280 / 30

May also be available: T-Mobile, Xfinity.

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