548 Main St, Chatham, MA 02633 Property Records

Barnstable County and Chatham Town property record for 548 Main St, Chatham, MA 02633

Property Summary

Property TypeBank, Financial Building
Details3,183 sqft · built 1976
Lot Size0.344 acres (14,966 sqft)
OwnerCompany Name on Record
Last Sale$38,701 (Nov 1991)
Tax Bill$8,787 (2025)
Flood ZoneZone X (minimal risk)
APNCHAT M:15D B:0026 L:104

Property Details

APN / Parcel Number

Primary APNCHAT M:15D B:0026 L:104
Alternative APN
  • 3046

Interior

Stories1 Story
Building Area3,183 sqft Total Area

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 2000
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialWood Shingle
Lot Area14,966 sqft (0.344 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number3046
Street Address548 MAIN ST
CityCHATHAM
StateMA
Zip02633-2238
Property CategoryCommercial
Property TypeCommercial > Office > Bank, Financial Building
Local Zoning CodeGB1
Legal Block26
Legal Lot Number104
JurisdictionCHATHAM MA
Township / Civil DivisionCHATHAM
Census Block Group4
Census Block4012
Census Tract10600

Owner

Source: Barnstable County and Chatham Town records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address532 ROUTE 28, HARWICH PORT, MA 02646-1842
Owner TypeCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 13, 1991 · Amount on Record
Deed SaleNov 13, 1991 · Amount on Record
Deed Book / Page7753 / 187
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: Barnstable County and Chatham Town assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyBarnstable County
County SubdivisionChatham Town
Unified School DistrictMonomoy Regional School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$8,787.00 (+1.07%)$2,532,200 (+3.98%) Land $1,311,000 Building $1,221,200
2024$8,694.00$2,435,200 Land $1,260,500 Building $1,174,700

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 32 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies32 in force
Nearby Flood Claims17 (1978–2023)
Claims Outside the SFHA7 of 17
Most Recent ClaimJan 2023 · rainfall accumulation
Claims by Event
  • Severe Winter Storm, Snowstorm, And Flooding, Jan 2015 · 2 claims
  • Coastal Storm, Oct 1991 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHATHAM WATER DEPARTMENT
serves 30,000 people · EPA ID MA4055000
Water SourceGroundwater
Last State InspectionApr 2023
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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