548 Lost Lakeview Rd, Madison, VA 22727 Property Records

Madison County property record for 548 Lost Lakeview Rd, Madison, VA 22727

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,440 sqft · built 2004
Lot Size	1.09 acres (47,480 sqft)
Owner	Individual Name on File
Last Sale	$189,000 (Jun 2018)
Tax Bill	$1,734 (2026)
Deeds & Mortgages	Dec 2025 Second Mortgage May 2021 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`36A-2-2-54`

Property Details

APN / Parcel Number

Primary APN	`36A-2-2-54`
Alternative APN	`507`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,440 sqft Living Area
1st Floor Area	1,440 sqft
Basement Area	960 sqft
Unfinished Basement	960 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	47,480 sqft (1.09 acres)
Terrain	Rolling
Porch	Slab
Porch Area	320 sqft
Deck Area	28 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	507
Street Address	548 LOST LAKEVIEW RD
City	MADISON
State	VA
Zip	22727-3364
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C1
Legal Description	IN 180000759 1.090 AC 36A(2)-2-54 LOST VALLEY
Legal Subdivision	LOST VALLEY SUBDIVISION
Jurisdiction	MADISON VA
Township / Civil Division	RAPIDAN
Census Block Group	2
Census Block	2041
Census Tract	930202

Owner

548 Lost Lakeview Rd is owned and occupied by an individual who bought it in June 2018.

Source: Madison County records, as of August 28, 2026

Owner of Record	Individual Name on File
Mailing Address	548 LOST LAKEVIEW RD, MADISON, VA 22727-3364
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC
May 17, 2021	Deed of Trust, Mortgage · Construction Mortgage RESIDENTIAL MORTGAGE
Jun 15, 2018	Deed, Construction Loan · Construction Mortgage RESIDENTIAL MORTGAGE SOLUTIONS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 15, 2018 · Amount on File
Deed Sale	Jun 15, 2018 · Amount on File
Deed Document Number	2018759
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON VA
Property Address	548 LOST LAKEVIEW RD, MADISON, VA 22727-3364
Transaction Type	Mortgage
Record Updated	Dec 31, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0250001628
Date	Dec 9, 2025
Instrument	250001628

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jan 1, 2046

Interest

Rate Type	Adjustable Rate
Rate	8.5%

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON VA
Property Address	548 LOST LAKEVIEW RD, MADISON, VA 22727-3364
Transaction Type	Mortgage
Record Updated	Dec 14, 2023
Title Company	NOT AVAILABLE, BLUE RIDGE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210001005
Date	May 17, 2021
Instrument	210001005

Lender

Name	RESIDENTIAL MORTGAGE
Type	Mortgage Company

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2051

Interest

Rate Type	Fixed Rate

June 2018: Deed, Construction Loan

Document Type	Deed
Jurisdiction	MADISON VA
Recording Date	Jun 15, 2018
Property Address	548 LOST LAKEVIEW RD, MADISON, VA 22727-3364
Document Number	0180000759
Instrument Date	Jun 13, 2018
Instrument	180000759
Transaction Type	Construction Loan
Record Updated	Dec 14, 2023
Title Company	COMMONWEALTH LAND TITLE INSURANCE, COMMONWEALTH LAND TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$189.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	548 LOST LAKEVIEW RD, MADISON, VA 22727-3364

Mortgage

Document Number	0180000760
Date	Jun 15, 2018
Instrument	180000760

Lender

Name	RESIDENTIAL MORTGAGE SOLUTIONS

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 548 Lost Lakeview Rd was $1,734.

Source: Madison County assessment roll, as of August 28, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Madison County
Unified School District	Madison County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,734.00	$327,300 Land $52,000 Building $275,300	$327,300 Land $52,000 Building $275,300
2023	$1,428.00	$193,000 Land $42,500 Building $150,500	$193,000 Land $42,500 Building $150,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 548 Lost Lakeview Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 29, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 548 Lost Lakeview Rd is moderate, ranking above 45% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 72% of Virginia
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Firefly Fiber Broadband Fiber	1,000 / 1,000
Virginia Broadband Fixed Wireless · not low latency	100 / 25

Cell Coverage

4G LTE (outdoors only), no 5G reported

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