548 Labro Ct, San Ramon, CA 94582 Property Records

Contra Costa County property record for 548 Labro Ct, San Ramon, CA 94582

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 2,945 sqft · built 2012
Lot Size	0.135 acres (5,900 sqft)
Owner	2 Company Names on Record
Last Sale	$913,000 (Oct 2012)
Tax Bill	$15,430 (2025)
Deeds & Mortgages	Jul 2019 Mortgage Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`222-370-034-1`

Property Details

APN / Parcel Number

Primary APN	`222-370-034-1`
Alternative APN	`222-370-034`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	2,945 sqft Living Area
1st Floor Area	1,301 sqft
2nd Floor Area	1,644 sqft

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Lot Area	5,900 sqft (0.135 acres)
Garage Type	Attached
Garage Area	416 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	548 LABRO CT
City	SAN RAMON
State	CA
Zip	94582-5219
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T8699 L104
Legal Subdivision	CORONADO 2/GALE RANCH SUB 8699
Legal Tract	8699
Legal Lot Number	104
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	TASSAJARA
Census Block Group	1
Census Block	1000
Census Tract	355121

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	548 LABRO CT, SAN RAMON, CA 94582-5219
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2019	Deed of Trust, Mortgage · ARM CITY NATIONAL BANK
Oct 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage CITY NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 25, 2012 · Amount on Record
Deed Sale	Oct 25, 2012 · Amount on Record
Deed Document Number	2012269301
Last Transfer Date	Sep 9, 2025
Transfer Doc	0000092707
Record Updated	Sep 20, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	548 LABRO CT, SAN RAMON, CA 94582-5219
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000112862
Date	Jul 22, 2019
Instrument	2019-112862

Lender

Name	CITY NATIONAL BANK
Type	Bank
Address	LOS ANGELES, CA 90071

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.3%
Type Change Date	Aug 1, 2029
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8.3%
Index	1-Year CMT
Max Rate	8.3%

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	548 LABRO CT, SAN RAMON, CA 94582-5219
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	548 LABRO CT, SAN RAMON, CA 94582-5219

Mortgage

Document Number	0000253845
Date	Oct 28, 2020
Instrument	2020-253845

Lender

Name	CITY NATIONAL BANK
Type	Bank
Address	LOS ANGELES, CA 90071

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.9%
Type Change Date	Nov 1, 2027
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	7.9%
Index	1-Year CMT
Max Rate	7.9%

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	San Ramon City
Unified School District	San Ramon Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,146,641 (+2%) Land $678,265 Building $468,376
2025	$15,430.00 (+4.19%)	$1,124,159 (+4.04%) Land $664,966 Building $459,193
2023	$14,809.00 (+1.42%)	$1,080,509 Land $639,146 Building $441,363
2022	$14,601.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 40% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUBLIN SAN RAMON SERVICES DISTRICT serves 98,776 people · EPA ID CA0110009
Water Source	Purchased surface water from ZONE 7 WATER AGENCY
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 407 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Etheric Networks Fixed Wireless	250 / 100

May also be available: Sail Internet, T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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