548 King St, Mount Vernon, MO 65712 Property Records

Lawrence County property record for 548 King St, Mount Vernon, MO 65712

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,868 sqft · built 1968
Lot Size	0.202 acres (8,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$233,600 (Dec 2021)
Tax Bill	$930 (2025)
Deeds & Mortgages	Jul 2017 Line of Credit Jun 2018 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`099031001007009000`

Property Details

APN / Parcel Number

Primary APN	`099031001007009000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,868 sqft Living Area
1st Floor Area	1,868 sqft

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	8,800 sqft (0.202 acres)
Lot Dimensions	110 ft deep x 80 ft wide
Utility Building	80 sqft

Location & Zoning

Street Address	548 KING ST
City	MOUNT VERNON
State	MO
Zip	65712-1336
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KINGS ST,E,548; LT 3 KINGS 2ND S/D - MT VERNON
Legal Range	26
Legal Township	28
Legal Section	31
Legal Subdivision	KINGS 2ND
Legal Lot Number	3
Jurisdiction	LAWRENCE MO
Township / Civil Division	MOUNT VERNON
Census Block Group	3
Census Block	3014
Census Tract	470202

Owner

Source: Lawrence County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	548 KING ST, MOUNT VERNON, MO 65712-1336
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 25, 2017	Deed of Trust, Mortgage · Line of Credit SIMMONS BANK
Jun 26, 2018	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Aug 30, 2017	Deed of Trust, Mortgage · Line of Credit SIMMONS BANK
May 17, 2019	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Dec 16, 2021	Warranty Deed, Transfer · USDA Mortgage DAS ACQUISITION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 16, 2021 · Amount on Record
Deed Sale	Dec 16, 2021 · Amount on Record
Prior Sale	Apr 26, 2012 · Amount on Record
Deed Document Number	20217663
Deed Book / Page	457 / 7595
Record Updated	Sep 20, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE MO
Property Address	548 KING ST, MOUNT VERNON, MO 65712-1336
Transaction Type	Mortgage
Record Updated	May 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00453/3244
Date	Jul 25, 2017
Book Page	453/3244
Instrument	2017-00003661

Lender

Name	SIMMONS BANK
Type	Bank
Address	MOUNT VERNON, MO 65712

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE MO
Property Address	548 KING ST, MOUNT VERNON, MO 65712-1336
Transaction Type	Mortgage
Record Updated	May 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00454/2779
Date	Jun 26, 2018
Book Page	454/2779
Instrument	2018-00002877

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE MO
Property Address	548 KING ST, MOUNT VERNON, MO 65712-1336
Transaction Type	Mortgage
Record Updated	May 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00453/3888
Date	Aug 30, 2017
Book Page	453/3888
Instrument	2017-00004355

Lender

Name	SIMMONS BANK
Type	Bank
Address	MOUNT VERNON, MO 65712

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE MO
Property Address	548 KING ST, MOUNT VERNON, MO 65712-1336
Transaction Type	Mortgage
Record Updated	May 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00455/2113
Date	May 17, 2019
Book Page	455/2113
Instrument	2019-00002137

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAWRENCE MO
Recording Date	Dec 16, 2021
Property Address	548 KING ST, MOUNT VERNON, MO 65712-1336
Document Number	00457/7595
Book / Page	457 / 7595
Instrument Date	Dec 14, 2021
Instrument	2021-00007663
Transaction Type	Transfer
Record Updated	Jan 17, 2022
Title Company	MTC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	548 KING ST, MOUNT VERNON, MO 65712-1336

Mortgage

Document Number	0004577596
Date	Dec 16, 2021
Instrument	457/7596

Lender

Name	DAS ACQUISITION
Type	Mortgage Company

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: Lawrence County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lawrence County
Municipality	Mount Vernon City
Unified School District	Mount Vernon R-V School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$18,920 (-) Land $1,690 Building $17,230
2025	$930.00 (+0.11%)	$18,920 (+9.81%) Land $1,690 Building $17,230	$90,684 (-)
2024	$929.00 (+9.17%)
2023	$851.00 (+7.04%)	$17,230 Land $1,690 Building $15,540	$90,684
2022	$795.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 2, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNT VERNON PWS serves 4,575 people · EPA ID MO5010553
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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