Clay County property record for 548 Kendall Rd, Moss, TN 38575
| Property Type | Rural Home |
|---|---|
| Details | 1 ba · 780 sqft · built 1937 |
| Lot Size | 167 acres (7,274,520 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $399,000 (Oct 2022) |
| Tax Bill | $829 (2025) |
| Deeds & Mortgages | Jun 2026 Construction Loan Oct 2022 Sale & Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 014028 00800 |
| Primary APN | 014028 00800 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 780 sqft Living Area |
| 1st Floor Area | 780 sqft |
| Flooring | Softwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1937 |
|---|---|
| Effective Year Built | Effective 1937 |
| Exterior Material | Siding |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 7,274,520 sqft (167 acres) |
| Terrain | Rolling |
| Porch | Slab |
|---|---|
| Porch Area | 180 sqft |
| Shed | 1 Shed |
| Shed Area | 1 sqft |
| Pole Barn | 483 sqft |
| Cooling System | None |
|---|---|
| Sewer | Connected |
| Street Address | 548 KENDALL RD |
|---|---|
| City | MOSS |
| State | TN |
| Zip | 38575-6536 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | DISTRICT: 01, COUNTY AREA: R01 |
| Jurisdiction | CLAY TN |
| Township / Civil Division | 1 |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 955100 |
Source: Clay County assessment roll, as of January 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 13, MOSS, TN 38575-0013 |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
| Date | Document |
|---|---|
| Jun 4, 2026 | Deed of Trust, Mortgage · Construction Mortgage FARM CREDIT SERVICES MID-AMERICA |
| Oct 17, 2022 | Warranty Deed, Transfer · Line of Credit F & M BANK |
| Apr 23, 2018 | Warranty Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 17, 2022 · Amount on Record |
| Deed Sale | Oct 17, 2022 · Amount on Record |
| Prior Sale | Apr 23, 2018 · Amount on Record |
| Deed Document Number | 20221327 |
| Deed Book / Page | 121 / 457 |
| Prior Transfer Date | Dec 3, 2020 |
| Prior Transfer Doc | 0000000040 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY TN |
| Recording Date | Jun 4, 2026 |
| Property Address | 548 KENDALL RD, MOSS, TN 38575-6536 |
| Document Number | 0000000775 |
| Book / Page | 191 / 27 |
| Instrument Date | May 27, 2026 |
| Instrument | 2026775 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|
| Document Number | 0000000775, |
|---|---|
| Date | Jun 4, 2026 |
| Book Page | 191/27 |
| Instrument | 2026775 |
| Name | FARM CREDIT SERVICES MID-AMERICA |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jun 1, 2051 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY TN |
| Recording Date | Oct 17, 2022 |
| Property Address | 548 KENDALL RD, MOSS, TN 38575-6536 |
| Document Number | 0WD121/457 |
| Book / Page | WD121 / 457 |
| Map Reference | MB 16 PG 480 |
| Instrument Date | Oct 12, 2022 |
| Instrument | 22001327 |
| Transaction Type | Transfer |
| Record Updated | Mar 26, 2024 |
| Title Company | NOT AVAILABLE, LEDBETTER TITLE COMPANY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,476.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4801 BLACKBURN FORK RD, COOKEVILLE, TN 38501-2183 |
| Document Number | 0022001328 |
|---|---|
| Date | Oct 17, 2022 |
| Instrument | 22001328 |
| Name | F & M BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Oct 12, 2042 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY TN |
| Recording Date | Apr 23, 2018 |
| Property Address | 548 KENDALL RD, MOSS, TN 38575-6536 |
| Document Number | 0WD109/389 |
| Book / Page | WD109 / 389 |
| Instrument Date | Apr 19, 2018 |
| Instrument | 18000399 |
| Transaction Type | Transfer |
| Record Updated | Mar 26, 2024 |
| Amount | Amount Recorded |
|---|---|
| Tax | $962.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2444 WILLETTE RD, RED BOILING SPRINGS, TN 37150-3661 |
Source: Clay County assessment roll, as of January 27, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $829.00 Additional exemption filed | $31,875 (-) Land $27,775 Building $4,100 | |
| 2023 | $31,875 Land $27,775 Building $4,100 | ||
| 2022 | $338,900 Land $322,500 Building $16,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 29, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHWEST CLAY COUNTY UTILITY serves 4,437 people · EPA ID TN0000573 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Haloacetic acids resolved · Oct 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Twin Lakes Fiber | 8,000 / 8,000 |
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