548 Huron Rd, Delmar, NY 12054 Property Records

Albany County and Bethlehem Town property record for 548 Huron Rd, Delmar, NY 12054

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,144 sqft · built 1959
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on Record
Last Sale	$226,000 (Jun 2011)
Tax Bill	$6,675 (2026)
Deeds & Mortgages	Jul 2021 Mortgage Jul 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`012200 85.14-4-21`

Property Details

APN / Parcel Number

Primary APN	`012200 85.14-4-21`
Alternative APNs	`22000850140004021000` `08501400040210000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,144 sqft Living Area
1st Floor Area	1,144 sqft
Game Room	Game Room

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	10,454 sqft (0.24 acres)
Lot Dimensions	130 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	364 sqft
Parking Spaces	1 Parking Space
Porch	Patio
Porch Area	192 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	08501400040210000000
Street Address	548 HURON RD
City	DELMAR
State	NY
Zip	12054-2629
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CR
Legal Description	KENAWARE SEC 1 LOT 548 DELMAR
Legal Subdivision	DELMAR
Legal Block	4
Legal Lot Number	21.000
Jurisdiction	ALBANY NY
Township / Civil Division	BETHLEHEM
Census Block Group	2
Census Block	2007
Census Tract	14202

Owner

Source: Albany County and Bethlehem Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	548 HURON RD, DELMAR, NY 12054-2629
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jul 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
May 8, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
May 8, 2019	Loan Modification, Mortgage · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 3, 2011 · Amount on Record
Deed Sale	Jun 3, 2011 · Amount on Record
Prior Sale	Feb 20, 2004 · Amount on Record
Deed Document Number	201110898411
Deed Book / Page	3006 / 565
Prior Transfer Date	Jan 30, 2004
Prior Transfer Doc	2759001084
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	548 HURON RD, DELMAR, NY 12054-2629
Transaction Type	Mortgage
Record Updated	Aug 23, 2021
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	548 HURON RD, DELMAR, NY 12054-2629

Mortgage

Document Number	0000001464
Date	Jul 21, 2021
Instrument	R2021-21464

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	548 HURON RD, DELMAR, NY 12054-2629
Transaction Type	Mortgage
Record Updated	Aug 23, 2021
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001463
Date	Jul 21, 2021
Instrument	R2021-21463

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	233 Months
Due	Dec 1, 2040

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	548 HURON RD, DELMAR, NY 12054-2629
Document Number	0000009254
Instrument Date	May 8, 2019
Transaction Type	Mortgage
Record Updated	Jun 17, 2019
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	548 HURON RD DELMAR NY 120542629, DELMAR, NY 12054-2629

Mortgage

Document Number	0000009254
Date	May 14, 2019
Instrument	9254

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 13, 2049

May 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ALBANY NY
Property Address	548 HURON RD, DELMAR, NY 12054-2629
Document Number	0000009255
Instrument Date	May 8, 2019
Transaction Type	Mortgage
Record Updated	Jun 17, 2019
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	548 HURON RD DELMAR NY 120542629, DELMAR, NY 12054-2629

Mortgage

Document Number	0000009255
Date	May 14, 2019
Instrument	9255

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 13, 2049

Interest

Rate Type	Fixed Rate
Rate	4.62%

Tax Assessment & Valuation

Source: Albany County and Bethlehem Town assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
County Subdivision	Bethlehem Town
Unified School District	Bethlehem Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,675.00 (+1.72%) Homeowner's exemption
2025	$6,562.00 Homeowner's exemption	$215,000 (-) Land $60,000 Building $155,000	$335,938 (+17.19%) Land $93,750 Building $242,188
2023		$215,000 Land $60,000 Building $155,000	$286,667 Land $80,000 Building $206,667

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BETHLEHEM WD NO 1 serves 31,000 people · EPA ID NY0100191
Water Source	Surface water
Last State Inspection	Aug 2022
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber	980 / 880
Hudson Valley Wireless Fixed Wireless	200 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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