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548 Honeycomb Trl, Saint Augustine, FL 32095 Property Records

St. Johns County property record for 548 Honeycomb Trl, Saint Augustine, FL 32095 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,816 sqft · built 2023
Lot Size0.15 acres (6,534 sqft)
OwnerIndividual Name on File
Last Sale$393,500 (Jul 2023)
Tax Bill$3,429 (2025)
Deeds & MortgagesJun 2026 Sale & Mortgage
Sep 2025 Transfer
+ 1 more
Flood ZoneZone AE (high risk)
APN074521-0380

Property Details

APN / Parcel Number

Primary APN074521-0380

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures10 Plumbing Fixtures
Stories1 Story
Building Area1,816 sqft Living Area
Gross Area2,257 sqft
1st Floor Area1,816 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area6,534 sqft (0.15 acres)
Garage TypeAttached
Garage Area441 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area224 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address548 HONEYCOMB TRL
CitySAINT AUGUSTINE
StateFL
Zip32095-7919
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description104/78-85 NORTH CREEK LOT 38 OR5800/1647 & 6221/937(L/E)
Legal Range29E
Legal Township06S
Legal Section50
Legal SubdivisionNORTH CREEK
Legal Block1
Legal Lot Number38
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group1
Census Block1005
Census Tract20606

Owner

Source: St. Johns County records · APN 074521-0380

Assessment roll updated April 13, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address548 HONEYCOMB TRL, SAINT AUGUSTINE, FL 32095-7919
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Woman, Separate Property

Deeds, Mortgages & Sale History

DateDocument
Jun 25, 2026Quit Claim Deed, Transfer · Conventional Mortgage
EMM LOANS LLC
Sep 16, 2025Intrafamily Transfer, Transfer
Jul 31, 2023Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
HOME AMERICAN MORTGAGE CORP

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 31, 2023 · Amount on Record
Deed SaleJul 31, 2023 · Amount on Record
Deed Document Number202359609
Deed Book / Page5800 / 1647
Last Transfer DateJun 17, 2026
Transfer Doc0000054352
Record UpdatedSep 20, 2026

June 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionST JOHNS FL
Recording DateJun 25, 2026
Property Address548 HONEYCOMB TRL, SAINT AUGUSTINE, FL 32095-7919
Document Number0000054352
Book / Page6389 / 1563
Instrument DateJun 17, 2026
Instrument202654352
Transaction TypeTransfer
Record UpdatedJul 12, 2026
Title CompanyPATRIOT TITLE, US PATRIOT TITLE

Transaction

AmountAmount Recorded
Tax$70.70
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address548 HONEYCOMB TRL, SAINT AUGUSTINE, FL 32095-7919

Mortgage

Document Number0000054353,
DateJun 25, 2026
Instrument202654353
Lender
NameEMM LOANS LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2056
Interest
Rate TypeFixed Rate
Rate6.36%
Initial TypeFixed Rate
Max Rate-1%

September 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionST JOHNS FL
Recording DateSep 16, 2025
Property Address548 HONEYCOMB TRL, SAINT AUGUSTINE, FL 32095-7919
Document Number0062210937
Book / Page6221 / 937
Map ReferenceMB 104 PG 78-85
Instrument DateJun 13, 2025
Instrument2025075472
Transaction TypeTransfer
Record UpdatedOct 23, 2025

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address548 HONEYCOMB TRL, ST AUGUSTINE, FL 32095-7919

Transferred To (Grantee/Buyer)

NameVerified Name
Address548 HONEYCOMB TRL, ST AUGUSTINE, FL 32095-7919

July 2023: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionST JOHNS FL
Recording DateJul 31, 2023
Property Address548 HONEYCOMB TRL, SAINT AUGUSTINE, FL 32095-7919
Document Number0058001647
Book / Page5800 / 1647
Map ReferenceMB 104 PG 78-85
Instrument DateJul 27, 2023
Instrument2023059609
Transaction TypeSubdivision Related Transfer
Record UpdatedOct 23, 2025
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,754.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10255 FORTUNE PKWY # 150, 150, JACKSONVILLE, FL 32256-6502

Transferred To (Grantee/Buyer)

NameVerified Name
Address548 HONEYCOMB TRL, SAINT AUGUSTINE, FL 32095-7919

Mortgage

Document Number0058001652
DateJul 31, 2023
Instrument5800/1652
Lender
NameHOME AMERICAN MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2053

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$274,894 (+2.7%)$333,517 (+3.2%) Land $80,000 Building $253,517
2025$3,429.00 (+13.06%) Homeowner's exemption$267,667 (+2.9%)$323,176 (-4.19%) Land $80,000 Building $243,176
2024$3,033.00 (+133.13%) Homeowner's exemption$260,123 (+173.81%)$337,325 (+255.08%) Land $95,000 Building $242,325
2023$1,301.00 (+42.03%)$95,000 (+21.17%)$95,000 (+21.17%) Land $95,000
2022$916.00$78,400$78,400 Land $78,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090206061, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation6.0 ft
CoastalYes
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 108 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies108 in force
Nearby Flood Claims6 (2016–2023)
Claims Outside the SFHA1 of 6
Most Recent ClaimSep 2023, rainfall accumulation
Claims By Storm
  • Hurricane Irma, Sep 2017 · 2 claims
  • Hurricane Matthew, Oct 2016 · 3 claims

Wildfire

Wildfire RiskModerate
above 53% of the US · above 23% of Florida
Wildfire LikelihoodAbout 1 in 909 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 301 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
T-Mobile USAFixed Wireless100 / 20
AT&TDSL100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

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