548 High St, Florence, AL 35630 Property Records

Lauderdale County property record for 548 High St, Florence, AL 35630

Property Summary

Property Type	Single Family Home
Details	1 ba · 678 sqft · built 1950
Lot Size	0.32 acres (13,939 sqft)
Owner	2 Individual Names on Record
Last Sale	$149,900 (Aug 2026)
Tax Bill	$915 (2025)
Deeds & Mortgages	Aug 2026 Sale & Construction Loan Jan 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`24-01-02-3-003-002-000`

Property Details

APN / Parcel Number

Primary APN	`24-01-02-3-003-002-000`
Alternative APNs	`059485` `106658` `104088` `13418` `59485`

Interior

Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	678 sqft Living Area
1st Floor Area	640 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1950
Effective Year Built	Effective 2006
Exterior Material	Fiber Cement Siding
Foundation Type	Retaining Wall
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	13,939 sqft (0.32 acres)
Lot Dimensions	142 ft deep x 100 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	104088
Street Address	548 HIGH ST
City	FLORENCE
State	AL
Zip	35630-2354
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	98.6 X 142 DULIN & SIMS BLK B LOTS 23-24 PB 1 PG 284 SEC 2 T3S R11W .32 AC/C
Legal Range	11W
Legal Township	03S
Legal Section	02
Legal Subdivision	DULIN & SIMS
Legal Block	B
Legal Lot Number	23-24
Jurisdiction	LAUDERDALE AL
Township / Civil Division	FLORENCE
Census Block Group	2
Census Block	2003
Census Tract	10600

Owner

Source: Lauderdale County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	548 HIGH ST, FLORENCE, AL 35630-2354
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2026	Warranty Deed, Construction Loan · Construction Mortgage ATTORNEY ONLY
Jan 30, 2023	Correction Deed
Jan 23, 2023	Special Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 3, 2026 · Amount on Record
Deed Sale	Aug 3, 2026 · Amount on Record
Deed Document Number	2026
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	LAUDERDALE AL
Recording Date	Aug 3, 2026
Property Address	548 HIGH ST, FLORENCE, AL 35630-2354
Instrument Date	Aug 3, 2026
Transaction Type	Construction Loan
Record Updated	Sep 24, 2026
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	548 HIGH ST, FLORENCE, AL 35630-2354

Mortgage

Date	Aug 3, 2026

Lender

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

January 2023: Correction Deed

Document Type	Correction Deed
Jurisdiction	LAUDERDALE AL
Recording Date	Jan 30, 2023
Property Address	548 HIGH ST, FLORENCE, AL 35630-2354
Document Number	02023/3613
Book / Page	2023 / 3613
Map Reference	MB 1 PG 215
Instrument Date	Jan 20, 2023
Record Updated	Feb 15, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	103 S CYPRESS ST # ST2504, ST2504, FLORENCE, AL 35630-5544

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3410 CHISHOLM RD APT 1217A, 1217A, FLORENCE, AL 35630-7315

January 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LAUDERDALE AL
Recording Date	Jan 23, 2023
Property Address	548 HIGH ST, FLORENCE, AL 35630-2354
Document Number	02023/2908
Book / Page	2023 / 2908
Map Reference	MB 1 PG 215
Instrument Date	Jan 20, 2023
Transaction Type	Transfer
Record Updated	Feb 8, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3410 CHISHOLM RD # RD1217A, RD1217A, FLORENCE, AL 35630-6351

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3410 CHISHOLM RD APT 1217A, 1217A, FLORENCE, AL 35630-7315

Tax Assessment & Valuation

Source: Lauderdale County assessment roll, as of November 24, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Lauderdale County
Municipality	Florence City
Unified School District	Florence City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$915.00 (+106.55%)	$18,680 (+106.18%)	$93,420 (+106.32%) Land $9,300 Building $84,120
2024	$443.00 (+12.15%)	$9,060 (+556.52%) Land $1,540 Building $7,520	$45,280 (+11.97%) Land $7,700 Building $37,580
2023	$395.00 (-10.84%)	$1,380 (-84.77%) Land $1,380	$40,440 (-10.73%) Land $6,900 Building $33,540
2022	$443.00	$9,060	$45,300 Land $7,600 Building $37,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 1, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FLORENCE WATER DEPARTMENT serves 77,766 people · EPA ID AL0000783
Water Source	Surface water
Last State Inspection	May 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 491 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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