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548 Heritage Dr, Oswego, IL 60543 Property Records

Kendall County property record for 548 Heritage Dr, Oswego, IL 60543 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 2.5 ba · 1,350 sqft · built 1995
Lot Size0.125 acres (5,442 sqft)
Owner2 Individual Names on File
Last Sale$207,000 (Aug 2018)
Tax Bill$6,335 (2024)
Deeds & MortgagesAug 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN03-10-131-048

Property Details

APN / Parcel Number

Primary APN03-10-131-048

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,350 sqft Living Area
Gross Area2,436 sqft
1st Floor Area1,350 sqft
Basement Area666 sqft

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Architectural StyleBi-Level
Exterior MaterialAluminum/Vinyl
Construction TypeBrick
Roof MaterialAsphalt
Lot Area5,442 sqft (0.125 acres)
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address548 HERITAGE DR
CityOSWEGO
StateIL
Zip60543-8690
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPT LT 52D HERITAGE OF OSWEGO LYG N OF DES LN, COM PT ON W LT LN BEING 91.46 S NW COR SD LT, NE 119.35 TO PT ON NE LT LN FOR TERM VILLAGE OF OSWEGO
Legal SubdivisionHERITAGE OF OSWEGO
Legal Lot Number52D
JurisdictionKENDALL IL
Township / Civil DivisionOSWEGO
Census Block Group2
Census Block2007
Census Tract890103

Owner

Source: Kendall County records · APN 03-10-131-048

Assessment roll updated May 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address548 HERITAGE DR, OSWEGO, IL 60543-8690
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 30, 2018 · Amount on Record
Deed SaleAug 30, 2018 · Amount on Record
Prior SaleMar 17, 2005 · Amount on Record
Deed Document Number201812646
Record UpdatedSep 20, 2026

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENDALL IL
Recording DateAug 30, 2018
Property Address548 HERITAGE DR, OSWEGO, IL 60543-8690
Document Number0000012646
Instrument DateAug 20, 2018
Instrument201800012646
Transaction TypeTransfer
Record UpdatedMay 11, 2021
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$207.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address548 HERITAGE DR, OSWEGO, IL 60543-8690

Mortgage

Document Number0000012647
DateAug 30, 2018
Instrument201800012647
Lender
NameKEY MORTGAGE SERVICES INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2048
Interest
Rate TypeFixed Rate
Rate4.62%

Tax Assessment & Valuation

Source: Kendall County records · Assessment roll updated May 27, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKendall County
County SubdivisionOswego Township
MunicipalityOswego Village
Unified School DistrictOswego Community Unit School District 308 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$92,360 (+33.09%) Land $17,601 Building $74,759$277,080 (+33.09%) Land $52,803 Building $224,277
2024$6,335.00
2022$69,397 Land $13,225 Building $56,172$208,191 Land $39,675 Building $168,516

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kendall County (17093C), updated September 18, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170938901032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 326 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Metronet HoldingsFiber5,120 / 5,120
XfinityCable2,000 / 250
VerizonFixed Wireless1,000 / 75
Benton Ridge Telephone CompanyFixed Wireless400 / 40
AT&TDSL100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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