548 Heath Dr, Fruita, CO 81521 Property Records

Mesa County property record for 548 Heath Dr, Fruita, CO 81521

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,844 sqft · built 2005
Lot Size0.16 acres (6,970 sqft)
Owner2 Individual Names on Record
Last Sale$201,450 (May 2005)
Tax Bill$2,414 (2025)
Deeds & MortgagesSep 2020 Mortgage
Oct 2021 Line of Credit
Flood ZoneZone X (minimal risk)
APN2697-074-24-015

Property Details

APN / Parcel Number

Primary APN2697-074-24-015
Alternative APN
  • R007786

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,844 sqft Living Area
Gross Area2,625 sqft
1st Floor Area1,844 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Architectural StyleRanch
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area6,970 sqft (0.16 acres)
Garage TypeAttached
Garage Area781 sqft
PorchSlab
Porch Area193 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account NumberR007786
Street Address548 HEATH DR
CityFRUITA
StateCO
Zip81521-8806
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 15 BLK 1 THE QUEENS SEC 7 1N 2W - 0.16AC
Legal Range002
Legal Township01N
Legal Section07
Legal SubdivisionTHE QUEENS
Legal Block1
Legal Lot Number15
JurisdictionMESA CO
Township / Civil DivisionFRUITA
Census Block Group1
Census Block1013
Census Tract1503

Owner

Source: Mesa County records, as of May 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address548 HEATH DR, FRUITA, CO 81521-8806
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Sep 17, 2020Deed of Trust, Mortgage · Conventional Mortgage
AMCAP MORTGAGE LTD
Oct 5, 2021Deed of Trust, Mortgage · Line of Credit
BELLCO CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 4, 2005 · Amount on Record
Deed SaleMay 4, 2005 · Amount on Record
Prior SaleJan 18, 2005 · Amount on Record
Deed Document Number20052251955
Deed Book / Page3890 / 241
Record UpdatedOct 29, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMESA CO
Property Address548 HEATH DR, FRUITA, CO 81521-8806
Transaction TypeMortgage
Record UpdatedJul 26, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0002943086
DateSep 17, 2020
Instrument2943086
Lender
NameAMCAP MORTGAGE LTD
TypeMortgage Company
AddressHOUSTON, TX 77036
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2050

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMESA CO
Property Address548 HEATH DR, FRUITA, CO 81521-8806
Transaction TypeMortgage
Record UpdatedJul 26, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0003002383
DateOct 5, 2021
Instrument3002383
Lender
NameBELLCO CU
TypeCredit Union
AddressENGLEWOOD, CO 80111
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueSep 29, 2051
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Mesa County assessment roll, as of April 8, 2026

Property Jurisdictions

TypeName
StateColorado
CountyMesa County
MunicipalityFruita City
Unified School DistrictMesa County Valley School District 51 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,414.00 (+9.53%)$28,980 (+7.81%) Land $7,000 Building $21,980$463,600 (+15.54%) Land $112,000 Building $351,600
2024$2,204.00 (+0.55%)$26,880 (-) Land $5,770 Building $21,110
2023$2,192.00 (+13.52%)$26,880 (+15.41%) Land $5,770 Building $21,110$401,240 (+19.73%) Land $86,190 Building $315,050
2022$1,931.00$23,290 Land $4,170 Building $19,120
2021$335,130 Land $60,000 Building $275,130

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 97.2% of Colorado
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemUTE WCD
serves 92,580 people · EPA ID CO0139791
Water SourceSurface water
Last State InspectionNov 2023
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 538 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Clearnetworx
Fiber
1,000 / 1,000

Nearby Properties on Heath Dr

Nearby Streets

Search Property Records by Address or Parcel Number