548 Harp Switch Rd, Chickamauga, GA 30707 Property Records

Walker County property record for 548 Harp Switch Rd, Chickamauga, GA 30707

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,648 sqft · built 1945
Lot Size	1.01 acres (43,996 sqft)
Owner	Individual Name on File
Last Sale	$165,000 (Jun 2025)
Tax Bill	$1,711 (2025)
Deeds & Mortgages	Jun 2025 Sale & Mortgage Jun 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0109 001`

Property Details

APN / Parcel Number

Primary APN	`0109 001`
Alternative APN	`4746`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,648 sqft Heated Area
1st Floor Area	1,648 sqft
Basement Area	1,232 sqft
Unfinished Basement	1,232 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1993
Architectural Style	Other
Exterior Material	Vinyl
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	43,996 sqft (1.01 acres)
Terrain	Rolling
Garage Area	493 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	198 sqft
Deck Area	256 sqft
Patio Area	256 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	4746
Old Parcel Number	0109001
Street Address	548 HARP SWITCH RD
City	CHICKAMAUGA
State	GA
Zip	30707-2626
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	PART OF LAND LOT 221 9TH DISTRICT 4TH SECTION
Jurisdiction	WALKER GA
Township / Civil Division	CHICKAMAUGA
Census Block Group	2
Census Block	2000
Census Tract	20506

Owner

548 Harp Switch Rd is owned and occupied by an individual who bought it in June 2025.

Source: Walker County records, as of March 6, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	548 HARP SWITCH RD, CHICKAMAUGA, GA 30707-2626
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 11, 2025	Warranty Deed, Transfer · FHA Mortgage CALCON MUTUAL MORTGAGE
Jun 8, 2020	Deed of Trust, Transfer · Conventional Mortgage CALIBER HM LOANS
Jun 25, 2020	Grant Deed, Transfer · Conventional with PMI CALIBER HM LOANS
Jan 11, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 11, 2025 · Amount on File
Deed Sale	Jun 11, 2025 · Amount on File
Prior Sale	Jun 8, 2020 · Amount on File
Deed Document Number	D2025-004254
Deed Book / Page	2375 / 1142
Record Updated	Jun 8, 2026

June 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALKER GA
Recording Date	Jun 11, 2025
Property Address	548 HARP SWITCH RD, CHICKAMAUGA, GA 30707-2626
Document Number	0023751142
Book / Page	2375 / 1142
Instrument Date	Jun 11, 2025
Instrument	D2025-004254
Transaction Type	Transfer
Record Updated	Mar 9, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1.65
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	548 HARP SWITCH RD, CHICKAMAUGA, GA 30707-2626

Mortgage

Document Number	D2025004255
Date	Jun 11, 2025
Instrument	D2025-004255

Lender

Name	CALCON MUTUAL MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	235 Months
Due	Jan 1, 2045

June 2020: Deed of Trust, Transfer

Document Type	Deed of Trust
Jurisdiction	WALKER GA
Property Address	548 HARP SWITCH RD, CHICKAMAUGA, GA 30707-2626
Document Number	0020890685
Instrument Date	Jun 8, 2020
Transaction Type	Transfer
Record Updated	Jul 15, 2020
Title Company	TITLE GUARANTY, TITLE GUARANTY & TRUST CO INC

Transaction

Additional	Arm's Length

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	548 HARP SWITCH RD CHICKAMAUGA GA 307072626, CHICKAMAUGA, GA 30707-2626

Mortgage

Document Number	0020890685
Date	Jun 25, 2020
Book Page	002089/000685

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 24, 2050

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WALKER GA
Recording Date	Jun 25, 2020
Property Address	548 HARP SWITCH RD, CHICKAMAUGA, GA 30707-2626
Document Number	0020890683
Book / Page	002089 / 000683
Instrument Date	Jun 8, 2020
Transaction Type	Transfer
Record Updated	Jul 20, 2020
Title Company	TITLE GUARANTY, TITLE GUARANTY & TRUST CO INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$95.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	548 HARP SWITCH RD CHICKAMAUGA GA 307072626, CHICKAMAUGA, GA 30707-2626

Mortgage

Document Number	20890685
Date	Jun 25, 2020
Book Page	002089/000685

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 24, 2050

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WALKER GA
Recording Date	Jan 11, 2018
Property Address	548 HARP SWITCH RD, CHICKAMAUGA, GA 30707-2626
Document Number	0019660718
Book / Page	001966 / 000718
Instrument Date	Feb 10, 2017
Transaction Type	Transfer
Record Updated	Feb 6, 2018

Transaction

Amount	Amount on Record
Tax	$37.80
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	548 HARP SWITCH RD CHICKAMAUGA GA 307072626, CHICKAMAUGA, GA 30707-2626

Tax Assessment & Valuation

The 2025 property tax bill for 548 Harp Switch Rd was $1,711.

Source: Walker County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Walker County
Unified School District	Walker County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,711.00	$75,643 Land $11,871 Building $63,772	$189,107 Land $29,677 Building $159,430
2023	$1,597.00 (+36.03%)	$65,945 Land $10,090 Building $55,855	$164,862 Land $25,224 Building $139,638
2022	$1,174.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 548 Harp Switch Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 5, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 548 Harp Switch Rd is moderate, ranking above 54% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · above 77% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WALKER COUNTY WATER AUTHORITY serves 36,000 people · EPA ID GA2950003
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Fulton Telephone Company Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Harp Switch Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures