548 Harbor Dr, Cedarhurst, NY 11516 Property Records

Nassau County and Hempstead Town property record for 548 Harbor Dr, Cedarhurst, NY 11516

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,144 sqft · built 1964
Lot Size	0.147 acres (6,392 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,175,000 (Aug 2024)
Tax Bill	$13,788 (2025)
Deeds & Mortgages	Dec 2023 Sale
Flood Zone	Zone AE (high risk)
APN	`39-282-00-0025`

Property Details

APN / Parcel Number

Primary APN	`39-282-00-0025`
Alternative APNs	`2089-39-282-00-0025-0` `39282000025000000000` `282089 39.-282-25` `39282 00250`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	2,144 sqft Living Area
Gross Area	2,648 sqft
1st Floor Area	744 sqft
Basement Area	294 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Tri-Level
Exterior Material	Frame
Construction Type	Frame
Foundation Type	Concrete
Roof Material	Other
Lot Area	6,392 sqft (0.147 acres)
Lot Dimensions	94 ft deep x 68 ft wide
Garage Type	Attached
Garage Area	210 sqft
Parking Spaces	1 Parking Space
Porch	Open Frame Porch
Porch Area	110 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	39282 00250
Street Address	548 HARBOR DR
City	CEDARHURST
State	NY
Zip	11516-1016
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TOWN #1 SCH DIST 015
Legal Block	282
Legal Lot Number	25
Jurisdiction	NASSAU NY
Township / Civil Division	HEMPSTEAD
Census Block Group	4
Census Block	4014
Census Tract	411302

Owner

Source: Nassau County and Hempstead Town records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	548 HARBOR DR, CEDARHURST, NY 11516-1016
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 15, 2024 · Amount on Record
Deed Sale	Aug 15, 2024 · Amount on Record
Prior Sale	Dec 18, 2023 · Amount on Record
Deed Document Number	2024-49893
Deed Book / Page	D14529 / 174
Record Updated	Oct 29, 2026

December 2023: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	NASSAU NY
Recording Date	Dec 18, 2023
Property Address	548 HARBOR DR, CEDARHURST, NY 11516-1016
Document Number	D144480497
Book / Page	D14448 / 497
Map Reference	MAP 647
Instrument Date	Dec 5, 2023
Instrument	2023-74768
Transaction Type	Transfer
Record Updated	Jan 10, 2024

Transaction

Amount	Amount Recorded
Tax	$2,700.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	546 HARBOR DR, CEDARHURST, NY 11516-1016

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	444 ROUTE 111, SMITHTOWN, NY 11787-4773
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Nassau County and Hempstead Town assessment roll, as of June 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Nassau County
County Subdivision	Hempstead Town
Unified School District	Lawrence Union Free School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$837 (-) Land $328 Building $509	$837,000 (-)
2025	$13,788.00 (+15.27%)
2023	$11,961.00 Homeowner's exemption	$837 Land $328 Building $509	$837,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 5, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 362 policies
Nearby Flood Policies	362 in force
Nearby Flood Claims	471 (1978–2023)
Claims Outside the SFHA	137 of 471
Most Recent Claim	Sep 2023 · Severe Storm And Flooding
Claims by Event	Severe Storm And Flooding, Sep 2023 · 35 claims Hurricane Sandy, Nov 2012 · 318 claims Hurricane Irene, Aug 2011 · 21 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIBERTY UTILITIES NEW YORK - LYNBROOK private · serves 220,000 people · EPA ID NY2902835
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 310 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20