548 Grouse Ct, Elsmere (Erlanger), KY 41018 Property Records

Kenton County property record for 548 Grouse Ct, Elsmere, KY 41018

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,030 sqft · built 1993
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on Record
Tax Bill	$2,067 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Jun 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`016-20-00-001.74`

Property Details

APN / Parcel Number

Primary APN	`016-20-00-001.74`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,030 sqft Finished Area

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	6,098 sqft (0.14 acres)
Lot Dimensions	120 ft deep x 50 ft wide
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	548 GROUSE CT
City	ELSMERE
State	KY
Zip	41018-2696
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIPPLE CREEK SEC 3 LOT 72
Legal Subdivision	RIPPLE CREEK
Legal Phase	3
Legal Lot Number	72
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	2
Census Block	2017
Census Tract	65600

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	548 GROUSE CT, ELSMERE, KY 41018-2696
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage COVE FCU
Jun 3, 2021	Deed of Trust, Mortgage · Line of Credit COVE FCU

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	548 GROUSE CT, ELSMERE, KY 41018-2696
Transaction Type	Mortgage
Record Updated	Jun 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005900369
Date	Jun 3, 2021
Book Page	225/654
Instrument	21060305900369

Lender

Name	COVE FCU
Type	Credit Union
Address	FT MITCHELL, KY 41017

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2036

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	548 GROUSE CT, ELSMERE, KY 41018-2696
Transaction Type	Mortgage
Record Updated	Jun 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005900370
Date	Jun 3, 2021
Book Page	225/670
Instrument	21060305900370

Lender

Name	COVE FCU
Type	Credit Union
Address	FT MITCHELL, KY 41017

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	239 Months
Due	May 25, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Elsmere City
Unified School District	Erlanger-Elsmere Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$185,200 (-) Land $25,000 Building $160,200	$185,200 (-) Land $25,000 Building $160,200
2025	$2,067.00 (-0.63%) Homeowner's exemption	$185,200 (-) Land $25,000 Building $160,200	$185,200 (-) Land $25,000 Building $160,200
2023	$2,080.00 Homeowner's exemption	$185,200 Land $25,000 Building $160,200	$185,200 Land $25,000 Building $160,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 376 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: altafiber Network Solutions, Verizon.

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