548 Groat St, Osborn, MO 64474 Property Records

DeKalb County property record for 548 Groat St, Osborn, MO 64474

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,440 sqft · built 1900
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$107,300 (Sep 2019)
Tax Bill	$763 (2025)
Deeds & Mortgages	Sep 2019 Mortgage Sep 2019 Refinance
Flood Zone	Zone X (minimal risk)
APN	`452815601403004000700`

Property Details

APN / Parcel Number

Primary APN	`452815601403004000700`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,440 sqft Total Area
1st Floor Area	1,440 sqft
Interior Walls	Paneling

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Metal
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	162 ft deep x 60 ft wide
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	548 GROAT ST
City	OSBORN
State	MO
Zip	64474-7137
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4, N1/2 LOT 5,& ABND ALLEY, OS ORIG TOWN
Legal Range	31W
Legal Township	57N
Legal Section	14
Legal Lot Number	4-5
Jurisdiction	DEKALB MO
Township / Civil Division	COLFAX
Census Block Group	1
Census Block	1152
Census Tract	80200

Owner

Source: DeKalb County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 174, OSBORN, MO 64474-0174
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2019	Deed of Trust, Mortgage · Stand-Alone First Mortgage LIBERTY LENDING CONSULTANTS
Sep 24, 2019	Warranty Deed, Transfer · Stand-Alone Refinance LIBERTY LENDING CONSULTANTS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 24, 2019 · Amount on Record
Deed Sale	Sep 24, 2019 · Amount on Record
Deed Document Number	2019974
Deed Book / Page	226 / 974
Record Updated	Jun 8, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEKALB MO
Property Address	548 GROAT ST, OSBORN, MO 64474-7137
Transaction Type	Mortgage
Record Updated	Aug 11, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000226/975
Date	Sep 24, 2019
Book Page	226/975
Instrument	190975

Lender

Name	LIBERTY LENDING CONSULTANTS

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DEKALB MO
Recording Date	Sep 24, 2019
Property Address	548 GROAT ST, OSBORN, MO 64474-7137
Document Number	226/974
Book / Page	226 / 974
Instrument Date	Sep 20, 2019
Instrument	190974
Transaction Type	Transfer
Record Updated	May 10, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	548 GROAT ST, OSBORN, MO 64474-7137

Mortgage

Document Number	226/975
Date	Sep 24, 2019
Book Page	226/975
Instrument	190975

Lender

Name	LIBERTY LENDING CONSULTANTS

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	DeKalb County
County Subdivision	Colfax Township
Municipality	Osborn City
Unified School District	Osborn R-O School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$763.00	$9,700 Land $990 Building $8,710	$51,042 Land $5,198 Building $45,844

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 19, 2003

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OSBORN PWS serves 405 people · EPA ID MO1010609
Water Source	Purchased groundwater from several systems
Last State Inspection	Oct 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
United Fiber Fiber	1,000 / 1,000

May also be available: Mercury Fiber, Spectrum.

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