548 Ginn St, Townsend, DE 19734 Property Records

New Castle County property record for 548 Ginn St, Townsend, DE 19734 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,638 sqft · built 2016
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,427 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`25-001.00-225`

Property Details

APN / Parcel Number

Primary APN	`25-001.00-225`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,638 sqft Living Area
1st Floor Area	1,377 sqft
Family Room	Family Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,454 sqft (0.24 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	548 GINN ST
City	TOWNSEND
State	DE
Zip	19734-3033
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	TOWNSEND VILLAGE II
Legal Lot Number	196
Jurisdiction	NEW CASTLE DE
Township / Civil Division	MIDDLETOWN-ODESSA
Census Block Group	3
Census Block	3001
Census Tract	16806

Owner

Source: New Castle County records · APN 25-001.00-225

Assessment roll updated April 13, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	548 GINN ST, TOWNSEND, DE 19734-3033
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2021	Deed, Transfer · FHA Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANC
Aug 18, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Jan 25, 2017	Loan Modification, Mortgage WILMINGTON SVG FUND SOCIETYFSB

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 22, 2021
Deed Sale	Dec 22, 2021
Prior Sale	Mar 22, 2016 · Amount on Record
Deed Document Number	2021146534
Prior Transfer Date	Jul 29, 2020
Prior Transfer Doc	0000069666
Record Updated	Sep 20, 2026

December 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	NEW CASTLE DE
Recording Date	Dec 22, 2021
Property Address	548 GINN ST, TOWNSEND, DE 19734-3033
Document Number	0000146534
Map Reference	MF 20061012-0096477
Instrument Date	Nov 05, 2021
Instrument	20211222-0146534
Transaction Type	Transfer
Record Updated	Jan 04, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	548 GINN ST, TOWNSEND, DE 19734-3033

Mortgage

Document Number	0000146537
Date	Dec 22, 2021
Instrument	20211222-0146537

Lender

Name	AMERICAN NEIGHBORHOOD MTG ACCEPTANC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 01, 2051

August 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	NEW CASTLE DE
Recording Date	Aug 18, 2020
Property Address	548 GINN ST, TOWNSEND, DE 19734-3033
Document Number	0000069666
Map Reference	MF 20061012-0096477
Instrument Date	Jul 29, 2020
Instrument	20200818-0069666
Transaction Type	Transfer
Record Updated	Sep 14, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	548 GINN ST, TOWNSEND, DE 19734-3033

Mortgage

Document Number	0000069669
Date	Aug 18, 2020
Instrument	20200818-0069669

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 01, 2035

January 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	NEW CASTLE DE
Recording Date	Jan 25, 2017
Property Address	548 GINN ST, TOWNSEND, DE 19734-3033
Instrument Date	Jan 25, 2017
Instrument	4542
Transaction Type	Mortgage
Record Updated	Aug 16, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	541 GINN ST TOWNSEND DE 197343031, TOWNSEND, DE 19734-3031

Mortgage

Document Number	0000004542
Date	Jan 25, 2017
Instrument	4542

Lender

Name	WILMINGTON SVG FUND SOCIETYFSB

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: New Castle County records · Assessment roll updated April 13, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Delaware
County	New Castle County
Municipality	Townsend Town
Unified School District	Appoquinimink School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,427.00 (+9.04%)	$505,800 (+398.82%) Land $107,300 Building $398,500
2024			$464,220
2023	$3,143.00	$101,400 Land $11,800 Building $89,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, New Castle County (10003C), updated January 21, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 47% of Delaware
Wildfire Likelihood	About 1 in 5,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 243 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cogeco Cable Holdings II	Cable	1,000 / 50
Verizon	Fiber	980 / 880
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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