548 Gilbert Rd, Hudson, WI 54016 Property Records

St. Croix County property record for 548 Gilbert Rd, Hudson, WI 54016

Property Summary

Property Type	Single Family Home
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on File
Last Sale	$515,000 (Feb 2021)
Tax Bill	$5,918 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Mar 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`040-1238-10-000`

Property Details

APN / Parcel Number

Primary APN	`040-1238-10-000`
Alternative APN	`03.28.19.1207`

Exterior

Lot Area	87,120 sqft (2 acres)

Location & Zoning

Street Address	548 GILBERT RD
City	HUDSON
State	WI
Zip	54016-8246
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 3 T28N R19W NE SW LOT 70 COUNTRY WOOD FIRST ADDITION 2AC
Legal Range	19W
Legal Township	28N
Legal Section	03
Legal Quarter	SW
Quarter-Quarter Section	NE
Legal Subdivision	FIRST ADD
Legal Lot Number	70
Jurisdiction	ST CROIX WI
Township / Civil Division	TROY
Census Block Group	2
Census Block	2017
Census Tract	120904

Owner

Source: St. Croix County records · APN 040-1238-10-000

Assessment roll updated January 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	548 GILBERT RD, HUDSON, WI 54016-8246
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 01, 2025	Deed of Trust, Mortgage · Line of Credit MERCHANTS BANK NA
Mar 22, 2022	Deed of Trust, Mortgage · Conventional Mortgage MERCHANTS BANK
Feb 24, 2021	Warranty Deed, Transfer · Conventional Mortgage MERCHANTS BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 24, 2021 · Amount on Record
Deed Sale	Feb 24, 2021 · Amount on Record
Prior Sale	Feb 24, 2021 · Amount on Record
Deed Document Number	0001124013
Last Transfer Date	Aug 23, 2024
Transfer Doc	0001182644
Record Updated	Jun 08, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CROIX WI
Property Address	548 GILBERT RD, HUDSON, WI 54016-8246
Transaction Type	Mortgage
Record Updated	Dec 31, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	548 GILBERT RD, HUDSON, WI 54016-8246

Mortgage

Document Number	0001200919
Date	Dec 01, 2025
Instrument	1200919

Lender

Name	MERCHANTS BANK NA
Type	Bank
Address	LAKEVILLE, MN 55044

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	11 Months
Due	Nov 25, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CROIX WI
Property Address	548 GILBERT RD, HUDSON, WI 54016-8246
Transaction Type	Mortgage
Record Updated	Apr 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001150410
Date	Mar 22, 2022
Instrument	1150410

Lender

Name	MERCHANTS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 19, 2052

Interest

Rate Type	Adjustable Rate

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CROIX WI
Recording Date	Feb 24, 2021
Property Address	548 GILBERT RD, HUDSON, WI 54016-8246
Document Number	0001124013
Instrument Date	Feb 22, 2021
Instrument	1124013
Transaction Type	Transfer
Record Updated	Feb 03, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,545.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001124014
Date	Feb 24, 2021
Instrument	1124014

Lender

Name	MERCHANTS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: St. Croix County records · Assessment roll updated January 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	St. Croix County
County Subdivision	Troy Town
Unified School District	Hudson School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,918.00 (+8.65%) Homeowner's exemption	$502,100 (-) Land $115,000 Building $387,100	$502,100 (-) Land $115,000 Building $387,100
2023	$5,447.00 Homeowner's exemption	$502,100 Land $115,000 Building $387,100	$502,100 Land $115,000 Building $387,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of April 1, 2016 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Baldwin Telecom Fiber	8,000 / 8,000
AT&T Fixed Wireless	100 / 20

Based on FCC filings for 56 locations within half a mile of this property.

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