548 Forest Valley Rd, Sylva, NC 28779 Property Records

Jackson County property record for 548 Forest Valley Rd, Sylva, NC 28779

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,664 sqft · built 2022
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on File
Last Sale	$27,000 (Mar 2021)
Tax Bill	$1,847 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Nov 2021 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`7673-21-7546`

Property Details

APN / Parcel Number

Primary APN	`7673-21-7546`
Alternative APN	`123226`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,664 sqft Living Area
1st Floor Area	1,664 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	87,120 sqft (2 acres)
Garage Area	528 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump
Sewer	Septic

Location & Zoning

Street Address	548 FOREST VALLEY RD
City	SYLVA
State	NC
Zip	28779-1248
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 21 SEC 2 PARKWAY FOREST
Legal Subdivision	PARKWAY FOREST
Legal Lot Number	21
Jurisdiction	JACKSON NC
Township / Civil Division	SCOTT CREEK
Census Block Group	2
Census Block	2028
Census Tract	950200

Owner

Source: Jackson County assessment roll, as of August 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	548 FOREST VALLEY RD, SYLVA, NC 28779-1248
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2026	Deed of Trust, Mortgage · Line of Credit HOMETRUST BANK
Nov 15, 2021	Deed of Trust, Mortgage · Construction Mortgage HOMETRUST BANK
Mar 15, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 15, 2021 · Amount on Record
Deed Sale	Mar 15, 2021 · Amount on Record
Prior Sale	Feb 22, 2013 · Amount on Record
Deed Book / Page	2295 / 1143
Record Updated	Sep 20, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON NC
Recording Date	Aug 4, 2026
Property Address	548 FOREST VALLEY RD, SYLVA, NC 28779-1248
Document Number	2425000721
Book / Page	2425 / 721
Instrument Date	Jul 29, 2026
Transaction Type	Mortgage
Record Updated	Aug 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	548 FOREST VALLEY RD, SYLVA, NC 28779-1248
Investor	Possibly a Property Investor

Mortgage

Document Number	2425000721,
Date	Aug 4, 2026
Book Page	2425/721

Lender

Name	HOMETRUST BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Aug 25, 2051

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON NC
Property Address	548 FOREST VALLEY RD, SYLVA, NC 28779-1248
Transaction Type	Mortgage
Record Updated	Aug 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1220 HENRY RD, SYLVA, NC 28779-8939
Investor	Possibly a Property Investor

Mortgage

Document Number	0023191295
Date	Nov 15, 2021
Book Page	2319/1295

Lender

Name	HOMETRUST BANK
Type	Bank
Address	ASHEVILLE, NC 28802

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Dec 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Dec 1, 2032
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	8.5%
Index	Other
Margin	3
Max Rate	8.5%

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON NC
Recording Date	Mar 15, 2021
Property Address	548 FOREST VALLEY RD, SYLVA, NC 28779-1248
Document Number	0022951143
Book / Page	2295 / 1143
Map Reference	CAB 10 SL 948
Instrument Date	Mar 15, 2021
Transaction Type	Transfer
Record Updated	Aug 11, 2023

Transaction

Amount	Amount Recorded
Tax	$54.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	46 DISCOVERY PL, SYLVA, NC 28779-8606

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1220 HENRY RD, SYLVA, NC 28779-8939
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 8, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Jackson County
Unified School District	Jackson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$1,847.00 (+61.73%)	$486,266 (+61.68%) Land $48,990 Building $437,276
2023	$1,142.00	$300,760 Land $58,740 Building $242,020

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

May also be available: T-Mobile USA, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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