548 E Wells St, Geneseo, IL 61254 Property Records

Henry County property record for 548 E Wells St, Geneseo, IL 61254

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 876 sqft · built 1933
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual Name on Record
Last Sale	$100,000 (Nov 2020)
Tax Bill	$3,534 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage Nov 2019 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`08-16-476-006`

Property Details

APN / Parcel Number

Primary APN	`08-16-476-006`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	876 sqft Total Area
1st Floor Area	876 sqft
Basement Area	876 sqft
Unfinished Basement	876 sqft

Exterior

Year Built	Built 1933
Effective Year Built	Effective 1933
Construction Type	Frame
Lot Area	8,276 sqft (0.19 acres)
Lot Dimensions	124 ft deep x 66 ft wide
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Gas

Location & Zoning

Street Address	548 E WELLS ST
City	GENESEO
State	IL
Zip	61254-1161
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W 66.44 OF N 124.5 LOT 9 THOMPSONS SUB OF N 1/2 LOT 16 SE SEC 16 CITY OF GENESEO
Legal Subdivision	CITY OF GENESEO
Legal Block	476
Legal Lot Number	9,16
Jurisdiction	HENRY IL
Township / Civil Division	GENESEO
Census Block Group	2
Census Block	2016
Census Tract	30302

Owner

Source: Henry County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	548 E WELLS ST, GENESEO, IL 61254-1161
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2020	Warranty Deed, Transfer · Conventional Mortgage CENTRAL BANK ILLINOIS
Nov 26, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Sep 27, 2019	Deed of Trust, Mortgage · Line of Credit CENTRAL BK/IL
Jul 6, 2017	Loan Modification, Mortgage · Conventional Mortgage CENTRAL BK/IL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 20, 2020 · Amount on Record
Deed Sale	Nov 20, 2020 · Amount on Record
Prior Sale	Mar 16, 2005 · Amount on Record
Deed Document Number	20202007722
Record Updated	Sep 20, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENRY IL
Recording Date	Nov 20, 2020
Property Address	548 E WELLS ST, GENESEO, IL 61254-1161
Document Number	0000007722
Instrument Date	Nov 18, 2020
Instrument	20-2007722
Transaction Type	Transfer
Record Updated	Jun 15, 2021
Title Company	WESTERN ILLINOIS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$150.00
Amount Accuracy	Rounded by County
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	548 E WELLS ST, GENESEO, IL 61254-1161

Mortgage

Document Number	0000007723
Date	Nov 20, 2020
Instrument	20-2007723

Lender

Name	CENTRAL BANK ILLINOIS
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

Interest

Rate Type	Fixed Rate
Rate	2.37%

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HENRY IL
Recording Date	Nov 26, 2019
Property Address	548 E WELLS ST, GENESEO, IL 61254-1161
Document Number	0000006181
Instrument Date	Nov 6, 2019
Instrument	6181
Transaction Type	Transfer
Record Updated	Jan 2, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 N ALDRICH ST GENESEO IL 612542004, GENESEO, IL 61254-2004

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENRY IL
Property Address	548 E WELLS ST, GENESEO, IL 61254-1161
Document Number	0000005024
Instrument Date	Sep 27, 2019
Transaction Type	Mortgage
Record Updated	Oct 23, 2019
Title Company	WESTERN ILLINOIS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 N ALDRICH ST GENESEO IL 612542004, GENESEO, IL 61254-2004

Mortgage

Document Number	0000005024
Date	Sep 30, 2019
Instrument	5024

Lender

Name	CENTRAL BK/IL
Type	Bank
Address	GENESEO, IL 61254

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 29, 2049

Interest

Rate Type	Adjustable Rate

July 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HENRY IL
Property Address	548 E WELLS ST, GENESEO, IL 61254-1161
Document Number	0000003968
Instrument Date	Jul 6, 2017
Transaction Type	Mortgage
Record Updated	Aug 30, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003968
Date	Jul 10, 2017
Instrument	3968

Lender

Name	CENTRAL BK/IL
Type	Bank
Address	GENESEO, IL 61254

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jul 9, 2027

Interest

Rate Type	Adjustable Rate
Rate	5%

Tax Assessment & Valuation

Source: Henry County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Henry County
County Subdivision	Geneseo Township
Municipality	Geneseo City
Unified School District	Geneseo Community Unit School District 228 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,534.00 (+31.08%)	$50,369 (+25.82%) Land $6,085 Building $44,284	$151,107 (+25.82%) Land $18,255 Building $132,852
2022		$40,031 Land $4,836 Building $35,195	$120,093 Land $14,508 Building $105,585
2021	$2,696.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GENESEO serves 6,539 people · EPA ID IL0730500
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	3 ppb (2026–2028) action level 15 ppb
Copper	1.4 mg/L (2015–2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Geneseo Communications Services Fiber · Fixed Wireless	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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