548 E Washington St, Millstadt, IL 62260 Property Records

St. Clair County property record for 548 E Washington St, Millstadt, IL 62260

Property Summary

Property Type	Commercial
Details	7 ba · 9,240 sqft · built 2005
Lot Size	0.84 acres (36,590 sqft)
Owner	Company Name on Record
Last Sale	$587,000 (Mar 2026)
Tax Bill	$23,982 (2025)
Deeds & Mortgages	Mar 2026 Sale & Mortgage Apr 2020 Loan Modification + 4 more
APN	`12-10-0-304-042`

Property Details

APN / Parcel Number

Primary APN	`12-10-0-304-042`

Interior

Full Baths	7 Baths
Units	4 Units
Building Area	9,240 sqft Base Area
1st Floor Area	9,240 sqft
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Combination
Construction Type	Wood
Lot Area	36,590 sqft (0.84 acres)

Location & Zoning

Street Address	548 E WASHINGTON ST
City	MILLSTADT
State	IL
Zip	62260-1287
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	LAKE AUDREY SUB 1STADD LOT/SEC-3 PT LTS 3 & 4 A02877655 EX PT FOR RD AS IN A02176244
Legal Subdivision	LAKE AUDREY SUB 1STADD
Legal Block	304
Legal Lot Number	3,4
Jurisdiction	ST CLAIR IL
Township / Civil Division	MILLSTADT
Census Block Group	3
Census Block	3004
Census Tract	503203

Owner

Source: St. Clair County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 3185, FAIRVIEW HEIGHTS, IL 62208-3185
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2026	Special Warranty Deed, Transfer · Non-Conforming Investor Loan CITIZENS COMMUNITY BANK
Apr 27, 2020	Loan Modification, Mortgage FCB BANKS
Dec 1, 2019	Loan Modification, Mortgage FCB BK
Mar 28, 2018	Loan Modification, Mortgage FCB BK
Feb 3, 2017	Loan Modification, Mortgage FIRST COLLINSVILLE BK
Mar 28, 2017	Loan Modification, Mortgage FIRST COLLINSVILLE BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 17, 2026 · Amount on Record
Deed Sale	Mar 17, 2026 · Amount on Record
Prior Sale	Apr 23, 2015 · Amount on Record
Deed Document Number	20262877655
Prior Transfer Date	Mar 16, 2026
Prior Transfer Doc	0002877655
Record Updated	Oct 29, 2026

March 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Mar 17, 2026
Property Address	548 E WASHINGTON ST, MILLSTADT, IL 62260-1287
Document Number	0A02877655
Map Reference	MB 84 PG 27
Instrument Date	Mar 12, 2026
Instrument	A02877655
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	ILLINOIS TITLE AND ESCROW, ILLINOIS TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$587.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 3185, FAIRVIEW HEIGHTS, IL 62208-3185

Mortgage

Document Number	0A02877656
Date	Mar 17, 2026
Instrument	A02877656

Lender

Name	CITIZENS COMMUNITY BANK
Type	Bank

Agreement

Type	Non-Conforming Investor Loan
Amount	Amount Recorded
Term	36 Months
Due	Mar 16, 2029

April 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST CLAIR IL
Property Address	548 E WASHINGTON ST, MILLSTADT, IL 62260-1287
Document Number	00A2650263
Instrument Date	Apr 27, 2020
Transaction Type	Mortgage
Record Updated	May 29, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	800 S HIGHWAY DR FENTON MO 630262022, FENTON, MO 63026-2022

Mortgage

Document Number	00A2650263
Date	May 7, 2020
Instrument	2650263

Lender

Name	FCB BANKS
Address	FERRY, MO 63128

Agreement

Amount	Amount Recorded

December 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST CLAIR IL
Property Address	548 E WASHINGTON ST, MILLSTADT, IL 62260-1287
Document Number	00A2637724
Instrument Date	Dec 1, 2019
Transaction Type	Mortgage
Record Updated	Jan 13, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	800 S HIGHWAY DR FENTON MO 630262022, FENTON, MO 63026-2022

Mortgage

Document Number	00A2637724
Date	Dec 30, 2019
Instrument	2637724

Lender

Name	FCB BK
Type	Bank
Address	SAINT LOUIS, MO 63128

Agreement

Amount	Amount Recorded

March 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST CLAIR IL
Property Address	548 E WASHINGTON ST, MILLSTADT, IL 62260-1287
Document Number	00A2574558
Instrument Date	Mar 28, 2018
Transaction Type	Mortgage
Record Updated	May 14, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	800 S HIGHWAY DR FENTON MO 630262022, FENTON, MO 63026-2022

Mortgage

Document Number	00A2574558
Date	Apr 30, 2018
Instrument	2574558

Lender

Name	FCB BK
Type	Bank
Address	ST LOUIS, MO 63128

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Apr 29, 2023

February 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST CLAIR IL
Property Address	548 E WASHINGTON ST, MILLSTADT, IL 62260-1287
Document Number	00A2525792
Transaction Type	Mortgage
Record Updated	Apr 28, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	800 S HIGHWAY DR FENTON MO 630262022, FENTON, MO 63026-2022

Mortgage

Document Number	00A2525792
Date	Feb 3, 2017
Instrument	2525792

Lender

Name	FIRST COLLINSVILLE BK
Type	Bank
Address	ST LOUIS, MO 63128

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Feb 2, 2018

March 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST CLAIR IL
Property Address	548 E WASHINGTON ST, MILLSTADT, IL 62260-1287
Document Number	00A2536570
Instrument Date	Mar 28, 2017
Transaction Type	Mortgage
Record Updated	Aug 20, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	800 S HIGHWAY DR FENTON MO 630262022, FENTON, MO 63026-2022

Mortgage

Document Number	00A2536570
Date	May 11, 2017
Instrument	2536570

Lender

Name	FIRST COLLINSVILLE BK
Type	Bank
Address	SAINT LOUIS

Agreement

Amount	Amount Recorded
Term	12 Months
Due	May 10, 2018

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	Millstadt Township
Municipality	Millstadt Village
Secondary School District	Belleville Township High School District 201 (09 - 12)
Elementary School District	Millstadt Consolidated Community School District 160 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$23,982.00 (-2.74%)	$334,884 (-1.35%) Land $25,384 Building $309,500	$1,004,652 (-1.35%) Land $76,152 Building $928,500
2024	$24,657.00 (+18.33%)	$339,469 (+20.77%) Land $25,735 Building $313,734	$1,018,407 (+20.77%) Land $77,205 Building $941,202
2022		$281,089 Land $21,309 Building $259,780	$843,267 Land $63,927 Building $779,340
2019	$20,837.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MILLSTADT serves 4,071 people · EPA ID IL1630850
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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