548 E Vine St, Owatonna, MN 55060 Property Records

Steele County property record for 548 E Vine St, Owatonna, MN 55060

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 2,312 sqft · built 1900
Lot Size0.25 acres (10,890 sqft)
Owner2 Individual Names on Record
Last Sale$185,000 (Dec 2023)
Tax Bill$2,794 (2026)
Deeds & MortgagesDec 2023 Sale & Mortgage
Sep 2022 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN17-129-0206

Property Details

APN / Parcel Number

Primary APN17-129-0206

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms10 Rooms
Stories2 Stories
Building Area2,312 sqft Living Area
Basement Area464 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Exterior MaterialWood
Foundation TypeStone
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,890 sqft (0.25 acres)
Garage TypeDetached
Garage Area528 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address548 E VINE ST
CityOWATONNA
StateMN
Zip55060-2544
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDARTT'S # 2 BLK.2 W1/2 OF S.2R. OF L.4 & LOT 5 DARTTS 2ND
Legal SectionTW
Legal SubdivisionDARTT'S # 2
Legal Block2
Legal Lot Number5
JurisdictionSTEELE MN
Township / Civil DivisionOWATONNA
Census Block Group2
Census Block2009
Census Tract960200

Owner

Source: Steele County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address548 E VINE ST, OWATONNA, MN 55060-2544
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 27, 2023Warranty Deed, Transfer · Conventional Mortgage
FAIRWAY INDEPENDENT MTG CORP
Sep 21, 2022Quit Claim Deed, Transfer
Quitclaim
Dec 1, 2017Deed of Trust, Mortgage · Conventional Mortgage
AMERICAN MTG & EQUITY CONSULT

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 11, 2023 · Amount on Record
Deed SaleDec 11, 2023 · Amount on Record
Prior SaleNov 2, 2012 · Amount on Record
Deed Document Number20231611055
Record UpdatedOct 29, 2026

December 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTEELE MN
Recording DateDec 27, 2023
Property Address548 E VINE ST, OWATONNA, MN 55060-2544
Document NumberA000450865
Instrument DateDec 7, 2023
InstrumentA000450865
Transaction TypeTransfer
Record UpdatedJan 10, 2024
Title CompanyNEAR NORTH TITLE GROUP

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$610.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address548 E VINE ST, OWATONNA, MN 55060-2544

Mortgage

Document NumberA000450866
DateDec 27, 2023
InstrumentA000450866
Lender
NameFAIRWAY INDEPENDENT MTG CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2054

Mortgage

Document NumberA000450867
DateDec 27, 2023
InstrumentA000450867
Lender
NameFAIRWAY INDEPENDENT MTG CORP
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term372 Months
DueJan 1, 2054

September 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSTEELE MN
Recording DateSep 21, 2022
Property Address548 E VINE ST, OWATONNA, MN 55060-2544
Document NumberA000444670
Instrument DateSep 20, 2022
InstrumentA000444670
Transaction TypeTransfer
Record UpdatedNov 15, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address905 LILLIAN ST, WATERVILLE, MN 56096-1188

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTEELE MN
Property Address548 E VINE ST, OWATONNA, MN 55060-2544
Transaction TypeMortgage
Record UpdatedAug 16, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberA000416014
DateDec 1, 2017
InstrumentA000416014
Lender
NameAMERICAN MTG & EQUITY CONSULT
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2047
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Steele County assessment roll, as of October 1, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySteele County
MunicipalityOwatonna City
Unified School DistrictOwatonna Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,794.00 (+2.27%) Homeowner's exemption$221,700 (+6.79%) Land $34,300 Building $187,400$221,700 (+6.79%) Land $34,300 Building $187,400
2025$207,600 (+10.78%) Land $33,600 Building $174,000$207,600 (+10.78%) Land $33,600 Building $174,000
2023$2,732.00 Homeowner's exemption$187,400 Land $27,400 Building $160,000$187,400 Land $27,400 Building $160,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 11, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims4 (2010)
Claims Outside the SFHA3 of 4
Most Recent ClaimSep 2010 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Sep 2010 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOwatonna
serves 26,430 people · EPA ID MN1740007
Water SourceGroundwater
Last State InspectionDec 2025
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 458 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
GigFire
Fixed Wireless
150 / 130
Midco
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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