548 E Reeder Dr, Hermiston, OR 97838 Property Records

Umatilla County property record for 548 E Reeder Dr, Hermiston, OR 97838

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,068 sqft · built 1979
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on File
Last Sale	$242,000 (Jun 2026)
Tax Bill	$2,580 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Dec 2020 Reverse Mortgage
Flood Zone	Zone X (minimal risk)
APN	`4N2811BD02802`

Property Details

APN / Parcel Number

Primary APN	`4N2811BD02802`
Alternative APNs	`126462.00` `126462`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,068 sqft Living Area
Gross Area	1,572 sqft
1st Floor Area	1,068 sqft

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Exterior Material	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,098 sqft (0.14 acres)
Garage Area	364 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Covered Porch
Porch Area	140 sqft
Deck Area	140 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	126462
Street Address	548 E REEDER DR
City	HERMISTON
State	OR
Zip	97838-1973
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Range	28
Legal Township	04N
Legal Section	11
Legal Subdivision	HERMISTON PARK 02
Legal Block	1
Legal Lot Number	15
Jurisdiction	UMATILLA OR
Township / Civil Division	HERMISTON-UMATILLA
Census Block Group	1
Census Block	1023
Census Tract	951201

Owner

Source: Umatilla County assessment roll, as of March 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	548 E REEDER DR, HERMISTON, OR 97838-1973
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2026	Personal Representative Deed, Transfer · FHA Mortgage RIGHT START MORTGAGE
Dec 3, 2020	Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 25, 2026 · Amount on Record
Deed Sale	Jun 25, 2026 · Amount on Record
Prior Sale	Apr 2, 2008 · Amount on Record
Deed Document Number	20264828
Record Updated	Sep 20, 2026

June 2026: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	UMATILLA OR
Recording Date	Jun 25, 2026
Property Address	548 E REEDER DR, HERMISTON, OR 97838-1973
Document Number	0000004828
Instrument Date	Jun 22, 2026
Instrument	20264828
Transaction Type	Transfer
Record Updated	Jul 7, 2026
Title Company	PIONEER LAND TITLE, PIONEER TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	548 E REEDER DR, HERMISTON, OR 97838-1973

Mortgage

Document Number	0000004829,
Date	Jun 25, 2026
Instrument	20264829

Lender

Name	RIGHT START MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.36%
Max Rate	-1%

Mortgage

Document Number	0000004830,
Date	Jun 25, 2026
Instrument	20264830

Lender

Name	RIGHT START MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	30 Months
Due	Jul 1, 2056

Interest

Rate	6.36%
Max Rate	-1%

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UMATILLA OR
Property Address	548 E REEDER DR, HERMISTON, OR 97838-1973
Transaction Type	Mortgage
Record Updated	Aug 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20207110646
Date	Dec 3, 2020
Instrument	2020-7110646

Lender

Name	AMERICAN ADVISORS GROUP
Type	Mortgage Company
Address	9288

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	921 Months
Due	Sep 24, 2097

Interest

Rate Type	Adjustable Rate
Rate	3.11%
Type Change Date	Dec 1, 2021
Change Frequency	Annually
Index	1-Year LIBOR

Tax Assessment & Valuation

Source: Umatilla County assessment roll, as of March 11, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Umatilla County
Municipality	Hermiston City
Unified School District	Hermiston School District 8 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,580.00 (+2.22%)	$124,300 (+6.09%) Land $44,000 Building $80,300	$223,540 (+11.21%) Land $74,820 Building $148,720
2023	$2,524.00	$117,170 Land $41,480 Building $75,690	$201,000 Land $58,000 Building $143,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Oregon
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HERMISTON serves 20,000 people · EPA ID OR4100372
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 475 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Blue Mountain Networks Fiber · Cable · Fixed Wireless in parts of the area	1,000 / 1,000

May also be available: AT&T, Verizon.

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