548 E Madison Rd, Hart, MI 49420 Property Records

Oceana County property record for 548 E Madison Rd, Hart, MI 49420 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	1,260 sqft
Lot Size	2.63 acres (114,563 sqft)
Owner	Individual Name on File
Last Sale	$95,000 (Jan 2020)
Tax Bill	$598 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Jan 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`003-018-400-05`

Property Details

APN / Parcel Number

Primary APN	`003-018-400-05`

Interior

Stories	1 Story
Building Area	1,260 sqft Gross Area
1st Floor Area	1,260 sqft
Basement Area	1,260 sqft

Exterior

Lot Area	114,563 sqft (2.63 acres)
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	548 E MADISON RD
City	HART
State	MI
Zip	49420-8575
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WD 2020/1480 548 E MADISON RD D-L2006P36087 QC-L2012P4857LE SPL FR 2 IN 84 SEC 18 T16N R16W. 2.63 A M/L A PARCEL OF LAND DESC
Legal Range	16W
Legal Township	16N
Legal Section	18
Jurisdiction	OCEANA MI
Township / Civil Division	CRYSTAL
Census Block Group	1
Census Block	1048
Census Tract	10500

Owner

Source: Oceana County records · APN 003-018-400-05

Assessment roll updated July 17, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	461 W SCOUT RD, HART, MI 49420-8969
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2026	Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT
Jan 27, 2020	Warranty Deed, Transfer · FHA Mortgage THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 27, 2020 · Amount on Record
Deed Sale	Jan 27, 2020 · Amount on Record
Prior Sale	Apr 25, 2016 · Amount on Record
Deed Document Number	2020425
Deed Book / Page	2020 / 1480
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEANA MI
Recording Date	Apr 15, 2026
Property Address	548 E MADISON RD, HART, MI 49420-8575
Document Number	0000002224
Book / Page	2026 / 7723
Instrument Date	Mar 18, 2026
Instrument	20262224
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	548 E MADISON RD, HART, MI 49420-8575

Mortgage

Document Number	0000002224,
Date	Apr 15, 2026
Book Page	2026/7723
Instrument	20262224

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2056

Interest

Rate	6.01%
Max Rate	-1%

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OCEANA MI
Recording Date	Jan 27, 2020
Property Address	548 E MADISON RD, HART, MI 49420-8575
Document Number	2020/001480
Book / Page	2020 / 001480
Instrument Date	Jan 24, 2020
Instrument	202000000425
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$817.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	461 W SCOUT RD, HART, MI 49420-8969

Mortgage

Document Number	202000000426
Date	Jan 27, 2020
Instrument	202000000426

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2050

Tax Assessment & Valuation

Source: Oceana County records · Assessment roll updated July 17, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oceana County
County Subdivision	Crystal Township
Unified School District	Hart Public School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$62,900 (+8.08%)	$125,800 (+8.08%)
2025	$598.00 (-65.45%) Homeowner's exemption	$58,200 (+15.02%) Land $4,600 Building $53,600	$116,400 (+15.02%) Land $9,200 Building $107,200
2024	$1,731.00 (+16.25%)
2023		$50,600 Land $2,900 Building $47,700	$101,200 (-) Land $5,800 Building $95,400
2022	$1,489.00		$101,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Oceana County (26127C), updated August 23, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 52% of Michigan
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 7 locations within about half a mile of this property, a small sample

Provider	Technology	Download / Upload (Mbps)
Great Lakes Energy Connections	Fiber	1,000 / 1,000
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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