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548 E Madison Ave, El Cajon, CA 92020 Property Records

San Diego County property record for 548 E Madison Ave, El Cajon, CA 92020 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,118 sqft · built 1957
Lot Size0.138 acres (6,000 sqft)
OwnerIndividual Name on File
Last Sale$250,000 (Apr 2010)
Tax Bill$4,776 (2025)
Deeds & MortgagesApr 2024 Line of Credit
Aug 2021 Mortgage
+ 1 more
Flood ZoneZone X (moderate risk)
APN483-371-25-00

Property Details

APN / Parcel Number

Primary APN483-371-25-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,118 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 1957
Exterior MaterialBlock
Construction TypeFrame
Lot Area6,000 sqft (0.138 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address548 E MADISON AVE
CityEL CAJON
StateCA
Zip92020-3723
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 38 TR 003327
Legal SubdivisionJOEY MANOR
Legal Tract003327
Legal Block3
Legal Lot Number38
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group3
Census Block3003
Census Tract16301

Owner

Source: San Diego County records · APN 483-371-25-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address548 E MADISON AVE, EL CAJON, CA 92020-3723
OccupancyOwner Occupied
Owner TypeIndividual
VestingSole Owner

Deeds, Mortgages & Sale History

DateDocument
Apr 02, 2024Deed of Trust, Mortgage · Line of Credit
HOMEBRIDGE FINANCIAL SERVICES INC
Aug 17, 2021Deed of Trust, Mortgage · Conventional Mortgage
MORTGAGEONE INC
Sep 20, 2019Deed of Trust, Mortgage · Conventional Mortgage
WORLD WIDE CREDIT

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 22, 2010 · Amount on Record
Deed SaleApr 22, 2010 · Amount on Record
Prior SaleDec 19, 2008 · Amount on Record
Deed Document Number2010199969
Last Transfer DateMay 18, 2016
Transfer Doc0000259778
Record UpdatedSep 20, 2026

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address548 E MADISON AVE, EL CAJON, CA 92020-3723
Transaction TypeMortgage
Record UpdatedJun 08, 2026
Title CompanyHOMEBRIDGE FINANCIAL SERVICES INC, HOMEBRIDGE FINCL SVCS INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address548 E MADISON AVE, EL CAJON, CA 92020-3723

Mortgage

Document Number0000079796
DateApr 02, 2024
Instrument2024-0079796
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
TypeMortgage Company
AddressIRVINE, CA 92614
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueApr 01, 2054
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address548 E MADISON AVE, EL CAJON, CA 92020-3723
Transaction TypeMortgage
Record UpdatedJun 08, 2026
Title CompanyWFT NATIONAL TITLE, WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address548 E MADISON AVE AYE, EL CAJON, CA 92020-3723

Mortgage

Document Number0000584800
DateAug 17, 2021
Instrument2021-0584800
Lender
NameMORTGAGEONE INC
TypeMortgage Company
AddressCARLSBAD, CA 92008
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2051

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address548 E MADISON AVE, EL CAJON, CA 92020-3723
Document Number0000424652
Instrument DateSep 20, 2019
Transaction TypeMortgage
Record UpdatedOct 03, 2019
Title CompanyCHICAGO TITLE COMPANY-SD, CHICAGO TITLE CO-SD

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address548 E MADISON AVE EL CAJON CA 920203723, EL CAJON, CA 92020-3723

Mortgage

Document Number0000424652
DateSep 25, 2019
Instrument424652
Lender
NameWORLD WIDE CREDIT
TypeFunding / Finance Company
AddressSAN DIEGO, CA 92123
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 24, 2049

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEl Cajon City
Elementary School DistrictCajon Valley Union Elementary School District (KG - 08)
Secondary School DistrictGrossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$362,308 (+2%) Land $180,236 Building $182,072
2025$4,776.00 (+1.4%) Homeowner's exemption$355,204 (+4.04%) Land $176,702 Building $178,502
2023$4,710.00 (-5.46%) Homeowner's exemption$341,413 Land $169,842 Building $171,571
2022$4,982.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730163013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardModerate
500-Year FloodplainYes
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 456 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cox CommunicationsCable2,000 / 100
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: AT&T, T-Mobile USA, California Internet, Verizon, Wyyerd Group, Cox Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

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