548 Dewey Ave, Cambridge, OH 43725 Property Records

Guernsey County property record for 548 Dewey Ave, Cambridge, OH 43725

Property Summary

Property Type	Single Family Home
Details	1 ba · 824 sqft
Lot Size	0.259 acres (11,286 sqft)
Owner	Individual Name on File
Tax Bill	$444 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Apr 2011 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-0002954.000`

Property Details

APN / Parcel Number

Primary APN	`06-0002954.000`
Alternative APN	`004128-0`

Interior

Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	824 sqft Living Area
1st Floor Area	824 sqft
Basement Area	206 sqft
Flooring	Tile
Interior Walls	Unfinished

Exterior

Construction Type	Frame
Lot Area	11,286 sqft (0.259 acres)
Lot Dimensions	198 ft deep x 57 ft wide
Terrain	Rolling
Porch	Slab
Porch Area	60 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	004128-0
Street Address	548 DEWEY AVE
City	CAMBRIDGE
State	OH
Zip	43725-2656
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	R3 T2 SA04-11 PT W PT O.L. 39
Legal Range	03W
Legal Township	02N
Legal Section	04
Legal Subdivision	FORYTHES ADDITION
Legal Tract	2
Jurisdiction	GUERNSEY OH
Township / Civil Division	CAMBRIDGE
Census Block Group	2
Census Block	2011
Census Tract	977300

Owner

548 Dewey Ave is owned and occupied by an individual.

Source: Guernsey County records, as of July 21, 2026

Owner of Record	Individual Name on File
Mailing Address	548 DEWEY AVE, CAMBRIDGE, OH 43725-2656
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Apr 8, 2011	Deed of Trust, Mortgage · Line of Credit ADVANTAGE BANK
Apr 12, 2006	Deed of Trust, Mortgage · Line of Credit ADVANTAGE BANK
Apr 5, 2005	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUERNSEY OH
Property Address	548 DEWEY AVE, CAMBRIDGE, OH 43725-2656
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00573/3573
Date	Jan 25, 2021
Book Page	573/3573
Instrument	202100000440

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43219

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2036

April 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUERNSEY OH
Property Address	548 DEWEY AVE, CAMBRIDGE, OH 43725-2656
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00477/1678
Date	Apr 8, 2011
Book Page	477/1678
Instrument	201100001733

Lender

Name	ADVANTAGE BANK
Type	Bank
Address	CAMBRIDGE, OH 43725

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Apr 15, 2021

April 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUERNSEY OH
Property Address	548 DEWEY AVE, CAMBRIDGE, OH 43725-2656
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00438/2545
Date	Apr 12, 2006
Book Page	438/2545
Instrument	200600011520

Lender

Name	ADVANTAGE BANK
Type	Bank
Address	CAMBRIDGE, OH 43725

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Apr 14, 2011

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2005: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GUERNSEY OH
Recording Date	Apr 5, 2005
Property Address	548 DEWEY AVE, CAMBRIDGE, OH 43725-2656
Document Number	000426/801
Book / Page	426 / 801
Instrument	200500002155
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	548 DEWEY AVE, CAMBRIDGE, OH 43725-2656

Tax Assessment & Valuation

The 2025 property tax bill for 548 Dewey Ave was $444 with a homeowner's exemption, down 1.3% from the year before.

Source: Guernsey County assessment roll, as of March 3, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Guernsey County
County Subdivision	Cambridge Township
Municipality	Cambridge City
Unified School District	Cambridge City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$444.00 (-1.33%) Homeowner's exemption	$9,023 (-) Land $3,269 Building $5,754
2024	$450.00 (+11.11%) Homeowner's exemption	$9,023 (+17.18%) Land $3,269 Building $5,754	$25,780 Land $9,340 Building $16,440
2023	$405.00 (+4.92%) Homeowner's exemption	$7,700 (-0.13%) Land $2,790 Building $4,910
2022	$386.00 Homeowner's exemption	$7,710 Land $2,800 Building $4,910	$22,030 (+0.14%) Land $8,000 Building $14,030
2021			$22,000 Land $7,970 Building $14,030

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 548 Dewey Ave in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective August 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	11 (1981–2004)
Claims Outside the SFHA	2 of 11
Most Recent Claim	Sep 2004 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2004 · 3 claims Severe Storms, Flooding, And Tornadoes, Jun 1998 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 548 Dewey Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CAMBRIDGE serves 10,520 people · EPA ID OH3000111
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2019 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Smart Way Communications.

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