Schoharie County and Seward Town property record for 548 Decatur Rd, Cobleskill, NY 12043
| Property Type | Rural Home |
|---|---|
| Details | 2 bd · 1 ba · 1,588 sqft · built 1830 |
| Lot Size | 53.5 acres (2,332,202 sqft) |
| Owner | Individual Name on File |
| Last Sale | $50,000 (Dec 2005) |
| Tax Bill | $3,014 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 434400 52.-1-20 |
| Primary APN | 434400 52.-1-20 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,588 sqft Living Area |
| 1st Floor Area | 957 sqft |
| 2nd Floor Area | 240 sqft |
| Upper Floors Area | 391 sqft |
| Year Built | Built 1830 |
|---|---|
| Effective Year Built | Effective 1830 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Lot Area | 2,332,202 sqft (53.5 acres) |
| Lot Width | 1,522 ft Width |
| Shed | 1 Shed |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Wood |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 525J101586 |
|---|---|
| Street Address | 548 DECATUR RD |
| City | COBLESKILL |
| State | NY |
| Zip | 12043 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | OS |
| Legal Description | F |
| Legal Block | 1 |
| Legal Lot Number | 20.000 |
| Jurisdiction | SCHOHARIE NY |
| Township / Civil Division | SEWARD |
| Census Block Group | 3 |
| Census Block | 3102 |
| Census Tract | 740400 |
548 Decatur Rd, a rural home, is owned by an individual who bought it in December 2005.
Source: Schoharie County and Seward Town records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 17 VILLAGE DR, WOLCOTT, CT 06716-1022 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 14, 2005 · Amount on File |
| Deed Sale | Dec 14, 2005 · Amount on File |
| Deed Book / Page | 801 / 326 |
| Prior Transfer Date | May 8, 1996 |
| Prior Transfer Doc | 0595000342 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 548 Decatur Rd was $3,014, up 9.8% from the year before.
Source: Schoharie County and Seward Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schoharie County |
| County Subdivision | Seward Town |
| Unified School District | Cobleskill-Richmondville Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,014.00 (+9.76%) | ||
| 2025 | $2,746.00 (+5.82%) | $55,700 (-) Land $21,400 Building $34,300 | $135,854 (+15.85%) Land $52,195 Building $83,659 |
| 2024 | $2,595.00 Additional exemption filed | $55,700 (-) Land $21,400 Building $34,300 | $117,263 (+5.26%) Land $45,053 Building $72,210 |
| 2023 | $55,700 Land $21,400 Building $34,300 | $111,400 Land $42,800 Building $68,600 | |
| 2020 | $2,504.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 548 Decatur Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective February 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 3 (2011–2015) |
| Most Recent Claim | Feb 2015 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 548 Decatur Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
4G LTE (outdoors only), no 5G reported
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