548 Cromwell Ct, Culpeper, VA 22701 Property Records

Culpeper County property record for 548 Cromwell Ct, Culpeper, VA 22701

Property Summary

Property TypeTownhouse
Details2 bd · 2.5 ba · 1,120 sqft · built 1989
Lot Size0.06 acres (2,614 sqft)
OwnerIndividual Name on Record
Last Sale$169,000 (Aug 2017)
Tax Bill$1,103 (2025)
Deeds & MortgagesDec 2021 Refinance
Aug 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN50-B-3-29

Property Details

APN / Parcel Number

Primary APN50-B-3-29
Alternative APN
  • 15406

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms4 Rooms
Stories2 Stories
Building Area1,120 sqft Living Area
1st Floor Area556 sqft
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Architectural StyleTownhouse
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area2,614 sqft (0.06 acres)
PorchPorch
Porch Area52 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number15406
Street Address548 CROMWELL CT
CityCULPEPER
StateVA
Zip22701-3779
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeC2
Legal DescriptionSOUTHRIDGE TOWNHOUSES SECT I LOT 29 2990 SQ FT
Legal Subdivision330
Legal Lot Number29
JurisdictionCULPEPER VA
Township / Civil DivisionCEDAR MOUNTAIN
Census Block Group2
Census Block2001
Census Tract930502

Owner

Source: Culpeper County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address548 CROMWELL CT, CULPEPER, VA 22701-3779
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 13, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
JPMORGAN CHASE BANK NA
Aug 8, 2017Warranty Deed, Transfer · Conventional Mortgage
EMBRACE HOME LOANS INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 8, 2017 · Amount on Record
Deed SaleAug 8, 2017 · Amount on Record
Prior SaleJul 10, 2002 · Amount on Record
Deed Document Number20174246
Record UpdatedSep 20, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCULPEPER VA
Property Address548 CROMWELL CT, CULPEPER, VA 22701-3779
Transaction TypeMortgage
Record UpdatedJan 5, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0210010736
DateDec 13, 2021
Instrument210010736
Lender
NameJPMORGAN CHASE BANK NA
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueJan 1, 2052
Interest
Rate TypeFixed Rate
Rate3.75%

August 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCULPEPER VA
Recording DateAug 8, 2017
Property Address548 CROMWELL CT, CULPEPER, VA 22701-3779
Document Number170004246
Instrument DateAug 3, 2017
Instrument170004246
Transaction TypeTransfer
Record UpdatedDec 13, 2021
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address548 CROMWELL CT, CULPEPER, VA 22701-3779

Mortgage

Document Number170004247
DateAug 8, 2017
Instrument170004247
Lender
NameEMBRACE HOME LOANS INC
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Culpeper County assessment roll, as of November 7, 2025

Property Jurisdictions

TypeName
StateVirginia
CountyCulpeper County
MunicipalityCulpeper Town
Unified School DistrictCulpeper County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,103.00 (-16.57%)$256,500 (+12.11%) Land $73,300 Building $183,200$256,500 (+12.11%) Land $73,300 Building $183,200
2024$1,322.00 (+3.93%)
2023$1,272.00$228,800 Land $55,200 Building $173,600$228,800 Land $55,200 Building $173,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 25, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims5 (1978–1995)
Most Recent ClaimJun 1995 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF CULPEPER
serves 21,184 people · EPA ID VA6047500
Water SourceSurface water
Last State InspectionJun 2021
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250
Virginia Broadband
Fixed Wireless · not low latency
100 / 25
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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