Ravalli County property record for 548 Cielo Vista, Hamilton, MT 59840
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2.5 ba · 2,059 sqft · built 1986 |
| Lot Size | 10.2 acres (445,619 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $450,000 (Aug 2020) |
| Tax Bill | $3,266 (2026) |
| Deeds & Mortgages | Dec 2025 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | R1321632 |
| Primary APN | R1321632 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 2,059 sqft Living Area |
| 1st Floor Area | 1,487 sqft |
| 2nd Floor Area | 572 sqft |
| Basement Area | 1,000 sqft |
| Finished Basement | 1,000 sqft |
| Unfinished Basement | 1,595 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 445,619 sqft (10.2 acres) |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 219 sqft |
| Deck Area | 607 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Geothermal |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 0000043400 |
|---|---|
| Street Address | 548 CIELO VIS |
| City | HAMILTON |
| State | MT |
| Zip | 59840-9424 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S26, T07 N, R21 W, ACRES 10.23, IN E2SE INDEX 25 CS #345 TRACT B (SUBJ TO TOD DEED #774494) |
| Legal Range | 21W |
| Legal Township | 07N |
| Legal Section | 26 |
| Jurisdiction | RAVALLI MT |
| Township / Civil Division | HAMILTON |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 401 |
548 Cielo Vista is owned and occupied by two individuals who acquired it in April 2022.
Source: Ravalli County records, as of September 11, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 548 CIELO VIS, HAMILTON, MT 59840-9424 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 27, 2020 · Amount on File |
| Deed Sale | Aug 27, 2020 · Amount on File |
| Last Transfer Date | Apr 5, 2022 |
| Transfer Doc | 0000774494 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAVALLI MT |
| Property Address | 548 CIELO VIS, HAMILTON, MT 59840-9424 |
| Transaction Type | Mortgage |
| Record Updated | Jan 1, 2026 |
| Name | Verified Name |
|---|---|
| Address | 548 CIELO VIS, HAMILTON, MT 59840-9424 |
| Document Number | 0000810932 |
|---|---|
| Date | Dec 11, 2025 |
| Instrument | 810932 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | HOPKINS, MN 55343 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 13, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 548 Cielo Vista was $3,266.
Source: Ravalli County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Ravalli County |
| Unified School District | Corvallis K-12 Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,266.00 | $860,800 | |
| 2025 | $860,800 Land $343,725 Building $517,075 | ||
| 2023 | $3,507.00 | $543,800 | $543,800 Land $168,237 Building $375,563 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 548 Cielo Vista in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 548 Cielo Vista is high, ranking above 82% of the US, with a 0.6% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 82% of the US · above 74% of Montana |
|---|---|
| Wildfire Likelihood | 0.6% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Rocky Mountain Internet Fixed Wireless | 350 / 100 |
| CenturyLink DSL | 40 / 3 |
| Grizzly Broadband Fixed Wireless | 32 / 32 |
May also be available: AT&T, T-Mobile, Verizon.
5G (outdoors only) and 4G LTE
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