Monterey County property record for 548 Chardonnay Dr, Gonzales, CA 93926
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,460 sqft · built 1990 |
| Lot Size | 0.161 acres (7,000 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $193,000 (Jan 2009) |
| Tax Bill | $3,023 (2025) |
| Deeds & Mortgages | Jul 2020 Mortgage Mar 2018 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 020-243-029-000 |
| Primary APN | 020-243-029-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 1,460 sqft Living Area |
| 1st Floor Area | 1,460 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Custom Design |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Material | Tile |
| Lot Area | 7,000 sqft (0.161 acres) |
| Garage Area | 460 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Old Parcel Number | 020-243-029 |
|---|---|
| Street Address | 548 CHARDONNAY DR |
| City | GONZALES |
| State | CA |
| Zip | 93926-9445 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ARROYO ESTATES TRACT 1069 LOT 29 BLK 3 |
| Legal Subdivision | ARROYO ESTATES |
| Legal Tract | 1069 |
| Legal Block | 3 |
| Legal Lot Number | 29 |
| Jurisdiction | MONTEREY CA |
| Township / Civil Division | GONZALES |
| Census Block Group | 4 |
| Census Block | 4003 |
| Census Tract | 14800 |
Source: Monterey County records, as of August 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 548 CHARDONNAY DR, GONZALES, CA 93926-9445 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 27, 2020 | Correction Deed · Conventional Mortgage WELLS FARGO BANK NA |
| Mar 20, 2018 | Intrafamily Transfer, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 23, 2009 · Amount on Record |
| Deed Sale | Jan 23, 2009 · Amount on Record |
| Prior Sale | Jul 15, 2008 · Amount on Record |
| Deed Document Number | 20094179 |
| Last Transfer Date | Jul 20, 2020 |
| Transfer Doc | 0000036765 |
| Record Updated | Oct 29, 2026 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | MONTEREY CA |
| Recording Date | Jul 27, 2020 |
| Property Address | 548 CHARDONNAY DR, GONZALES, CA 93926-9445 |
| Document Number | 0000036765 |
| Map Reference | VOL 16 PG 33 |
| Instrument Date | Jul 20, 2020 |
| Instrument | 2020036765 |
| Record Updated | Aug 19, 2021 |
| Title Company | OLD REPUBLIC TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 548 CHARDONNAY DR, GONZALES, CA 93926-9445 |
| Document Number | 0000036766 |
|---|---|
| Date | Jul 27, 2020 |
| Instrument | 2020036766 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Aug 1, 2040 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONTEREY CA |
| Recording Date | Mar 20, 2018 |
| Property Address | 548 CHARDONNAY DR, GONZALES, CA 93926-9445 |
| Document Number | 0000011645 |
| Map Reference | VOL16 PG33 |
| Instrument Date | Mar 15, 2018 |
| Instrument | 2018011645 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2021 |
| Title Company | FIRST AMERICAN TITLE CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 548 CHANDONAY DR, GONZALES, CA 93926 |
| Document Number | 0000011646 |
|---|---|
| Date | Mar 20, 2018 |
| Instrument | 2018011646 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2048 |
Source: Monterey County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | Monterey County |
| Municipality | Gonzales City |
| Unified School District | Gonzales Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $259,528 (+2%) Land $65,666 Building $193,862 | |
| 2025 | $3,023.00 (+6.63%) | $254,440 (+4.04%) Land $64,379 Building $190,061 |
| 2023 | $2,835.00 (-3.14%) | $244,562 Land $61,880 Building $182,682 |
| 2022 | $2,927.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective July 15, 2024
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF GONZALES serves 8,333 people · EPA ID CA2710007 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Razzolink Fixed Wireless | 500 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Ranch Wifi Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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