548 Central Ave, Johnston, RI 02919 Property Records

Johnston Town property record for 548 Central Ave, Johnston, RI 02919

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,280 sqft · built 2020
Lot Size	1.94 acres (84,867 sqft)
Owner	2 Individual Names on File
Last Sale	$429,000 (Apr 2020)
Tax Bill	$7,659 (2026)
Deeds & Mortgages	Sep 2021 Refinance Mar 2023 Mortgage
Flood Zone	Zone AE (high risk)
APN	`20-1432-10`

Property Details

APN / Parcel Number

Primary APN	`20-1432-10`
Alternative APN	`JOHN M:0044 L:389`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,280 sqft Living Area
Gross Area	3,780 sqft
1st Floor Area	1,380 sqft
Basement Area	900 sqft
Unfinished Basement	900 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	84,867 sqft (1.94 acres)
Garage Type	Basement
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	20-1432-10
Street Address	548 CENTRAL AVE
City	JOHNSTON
State	RI
Zip	02919-4711
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R40
Legal Lot Number	389
Jurisdiction	JOHNSTON RI
Township / Civil Division	JOHNSTON
Census Block Group	1
Census Block	1013
Census Tract	12200

Owner

548 Central Ave is owned and occupied by two individuals who bought it in April 2020.

Source: Johnston Town records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	548 CENTRAL AVE, JOHNSTON, RI 02919-4711
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 7, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance SOFI LENDING CORP
Mar 23, 2023	Deed of Trust, Mortgage · Second Mortgage (Down Payment) DISCOVER BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 27, 2020 · Amount on File
Deed Sale	Apr 27, 2020 · Amount on File
Deed Document Number	2020151396
Deed Book / Page	2854 / 269
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSTON RI
Property Address	548 CENTRAL AVE, JOHNSTON, RI 02919-4711
Transaction Type	Mortgage
Record Updated	Apr 2, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003014-270
Date	Sep 7, 2021
Book Page	3014/270
Instrument	162081

Lender

Name	SOFI LENDING CORP

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSTON RI
Property Address	548 CENTRAL AVE, JOHNSTON, RI 02919-4711
Transaction Type	Mortgage
Record Updated	Apr 2, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00003163-1
Date	Mar 23, 2023
Book Page	3163/1
Instrument	172441

Lender

Name	DISCOVER BANK
Type	Bank

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2038

Tax Assessment & Valuation

The 2026 property tax bill for 548 Central Ave was $7,659, down 9.7% from the year before.

Source: Johnston Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Johnston Town
Unified School District	Johnston School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,659.00 (-9.67%)	$620,700 (+14.35%) Land $143,400 Building $477,300	$734,825
2025	$8,479.00	$542,800 Land $120,300 Building $422,500
2023	$8,305.00 (-1.31%)	$542,800 (+49.9%) Land $120,300 Building $422,500
2022	$8,415.00	$362,100 Land $86,700 Building $275,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 548 Central Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 548 Central Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 91% of Rhode Island
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PROVIDENCE-CITY OF serves 333,142 people · EPA ID RI1592024
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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