548 Cedar St, Elko, NV 89801 Property Records

Elko County property record for 548 Cedar St, Elko, NV 89801

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 796 sqft · built 1947
Lot Size	0.114 acres (5,009 sqft)
Owner	Individual Name on File
Last Sale	$204,000 (Mar 2017)
Tax Bill	$832 (2025)
Deeds & Mortgages	Mar 2017 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`001-173-003`

Property Details

APN / Parcel Number

Primary APN	`001-173-003`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	796 sqft Living Area
Gross Area	1,446 sqft
Basement Area	650 sqft

Exterior

Year Built	Built 1947
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	5,009 sqft (0.114 acres)
Garage Area	280 sqft
Parking Spaces	1 Parking Space
Fence	Fence

Utilities, Heating & Cooling

Heating System	Forced Air
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	548 CEDAR ST
City	ELKO
State	NV
Zip	89801-3226
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZR
Legal Description	FIRST ADDITION FILE 5
Legal Subdivision	FIRST ADDITION
Legal Block	66
Legal Lot Number	7,8 8
Jurisdiction	ELKO NV
Township / Civil Division	ELKO
Census Block Group	2
Census Block	2039
Census Tract	950800

Owner

Source: Elko County records · APN 001-173-003

Assessment roll updated January 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	548 CEDAR ST, ELKO, NV 89801-3226
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 24, 2017 · Amount on Record
Deed Sale	Mar 24, 2017 · Amount on Record
Prior Sale	Jul 30, 2013
Deed Document Number	723261
Record Updated	Jun 08, 2026

March 2017: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ELKO NV
Recording Date	Mar 24, 2017
Property Address	548 CEDAR ST, ELKO, NV 89801-3226
Document Number	0000723261
Instrument Date	Mar 03, 2017
Instrument	723261
Transaction Type	Transfer
Record Updated	Sep 06, 2021
Title Company	STEWART TITLE ELKO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	494 GLEN HAVEN DR, 494, SPRING CREEK, NV 89815-6103

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	548 CEDAR ST, ELKO, NV 89801-3226
Investor	Possibly a Property Investor

Mortgage

Document Number	0000723262
Date	Mar 24, 2017
Instrument	723262

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2047

Tax Assessment & Valuation

Source: Elko County records · Assessment roll updated January 1, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Nevada
County	Elko County
Municipality	Elko City
Unified School District	Elko County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$832.00 (+12.89%)	$33,191 (+43.57%) Land $15,050 Building $18,141	$94,831 (+43.57%) Land $43,000 Building $51,831
2023	$737.00 (+2.93%)	$23,119 (+13.4%) Land $6,615 Building $16,504	$66,054 (+13.4%) Land $18,900 Building $47,154
2022	$716.00	$20,388 Land $6,615 Building $13,773	$58,251 Land $18,900 Building $39,351

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 23, 2023 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Nevada
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Anthem Broadband of Nevada Fiber	2,000 / 2,000
Zito West Holding Fiber · Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
White Cloud Networks Fixed Wireless	200 / 50
Hot Spot Broadband Fixed Wireless	100 / 50
AT&T Fixed Wireless	100 / 20

May also be available: Churchill County, State of Nevada, JAB Wireless.

Based on FCC filings for 714 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF ELKO serves 23,000 people
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.