Pender County property record for 548 Castle Bay Dr, Hampstead, NC 28443
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,531 sqft · built 2003 |
| Lot Size | 0.27 acres (11,761 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $650 (Apr 2022) |
| Tax Bill | $2,069 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Apr 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 3293-18-6982-0000 |
| Primary APN | 3293-18-6982-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,531 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Lot Area | 11,761 sqft (0.27 acres) |
| Porch | Porch |
| Porch Area | 36 sqft |
| Patio Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 000048296 |
|---|---|
| Street Address | 548 CASTLE BAY DR |
| City | HAMPSTEAD |
| State | NC |
| Zip | 28443-2190 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | L91R,PB 39/004 CASTLE BAY, PH 3 |
| Legal Subdivision | CASTLE BAY |
| Legal Phase | 3 |
| Legal Lot Number | 91R |
| Jurisdiction | PENDER NC |
| Township / Civil Division | TOPSAIL |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 920203 |
Source: Pender County assessment roll, as of January 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 548 CASTLE BAY DR, HAMPSTEAD, NC 28443-2190 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU |
| Apr 14, 2022 | Warranty Deed, Transfer · VA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 14, 2022 · Amount on Record |
| Deed Sale | Apr 14, 2022 · Amount on Record |
| Deed Document Number | 202220100762 |
| Deed Book / Page | 4785 / 1293 |
| Prior Transfer Date | Jan 15, 2009 |
| Prior Transfer Doc | 0035680278 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PENDER NC |
| Property Address | 548 CASTLE BAY DR, HAMPSTEAD, NC 28443-2190 |
| Transaction Type | Mortgage |
| Record Updated | May 5, 2022 |
| Title Company | NO0NE |
| Name | Verified Name |
|---|
| Document Number | 0047620877 |
|---|---|
| Date | Aug 19, 2021 |
| Book Page | 4762/877 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | 25279 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Sep 1, 2041 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PENDER NC |
| Recording Date | Apr 14, 2022 |
| Property Address | 548 CASTLE BAY DR, HAMPSTEAD, NC 28443-2190 |
| Document Number | 0047851293 |
| Book / Page | 4785 / 1293 |
| Map Reference | MB 39 PG 4 |
| Instrument Date | Apr 4, 2022 |
| Transaction Type | Transfer |
| Record Updated | May 5, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $650.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3513 AQUA POINT DR, 3513, YORK, SC 29745-9237 |
| Name | Verified Name |
|---|---|
| Address | 548 CASTLE BAY DR, HAMPSTEAD, NC 28443-2190 |
| Document Number | 0047851295 |
|---|---|
| Date | Apr 14, 2022 |
| Instrument | 4785/1295 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2052 |
Source: Pender County assessment roll, as of January 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Pender County |
| Unified School District | Pender County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,069.00 (+15.46%) | $359,640 (+77.99%) Land $39,848 Building $319,792 | $359,640 (+77.99%) Land $39,848 Building $319,792 |
| 2023 | $202,056 (-) Land $65,787 Building $136,269 | $202,056 (-) Land $65,787 Building $136,269 | |
| 2022 | $1,792.00 | $202,056 Land $65,787 Building $136,269 | $202,056 Land $65,787 Building $136,269 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AO, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 105 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 105 in force |
| Nearby Flood Claims | 96 (1992–2020) |
| Claims Outside the SFHA | 30 of 96 |
| Most Recent Claim | Aug 2020 · Hurricane Isaias |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 62% of the US · above 85% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CASTLE BAY S/D private · serves 777 people · EPA ID NC7071018 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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