548 Capitol Reef Ct, Berthoud, CO 80513 Property Records

Larimer County property record for 548 Capitol Reef Ct, Berthoud, CO 80513

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 1,724 sqft · built 2017
Lot Size	0.257 acres (11,199 sqft)
Owner	2 Individual Names on File
Last Sale	$461,575 (May 2018)
Tax Bill	$7,182 (2025)
Deeds & Mortgages	Aug 2020 Mortgage May 2018 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`94234-30-006`

Property Details

APN / Parcel Number

Primary APN	`94234-30-006`
Alternative APN	`R1659864`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,724 sqft Living Area
Basement Area	1,724 sqft
Finished Basement	1,428 sqft
Interior Walls	Wallboard/Drywall
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 2017
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	11,199 sqft (0.257 acres)
Garage Type	Attached
Garage Area	662 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R1659864
Street Address	548 CAPITOL REEF CT
City	BERTHOUD
State	CO
Zip	80513-1484
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6, BLOCK 25, HERITAGE RIDGE SUB, BER (20150087953)
Legal Quarter	SE
Legal Subdivision	HERITAGE RIDGE SUB
Legal Block	25
Legal Lot Number	6
Jurisdiction	LARIMER CO
Township / Civil Division	BERTHOUD
Census Block Group	4
Census Block	4034
Census Tract	2700

Owner

548 Capitol Reef Ct is owned and occupied by two individuals who bought it in May 2018.

Source: Larimer County records, as of February 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	548 CAPITOL REEF CT, BERTHOUD, CO 80513-1484
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROUP
May 8, 2018	Grant Deed, Subdivision Related Transfer · Conventional Mortgage AMERICAN FINANCING
Jan 10, 2018	Trustee's Deed, Transfer PPME LAND CORP
Mar 24, 2017	Grant Deed, Construction Loan · Construction Mortgage GUARANTY BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 8, 2018 · Amount on File
Deed Sale	May 8, 2018 · Amount on File
Deed Document Number	RECEPT # 20180027230
Record Updated	Jun 8, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	548 CAPITOL REEF CT, BERTHOUD, CO 80513-1484
Transaction Type	Mortgage
Record Updated	Mar 28, 2022
Title Company	FIRST AMERICAN TITLE INS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000058503
Date	Aug 3, 2020
Instrument	20200058503

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROUP
Type	Mortgage Company
Address	CORONA, CA 92879

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2050

May 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	LARIMER CO
Recording Date	May 8, 2018
Property Address	548 CAPITOL REEF CT, BERTHOUD, CO 80513-1484
Document Number	0000027230
Instrument Date	May 8, 2018
Instrument	27230
Transaction Type	Subdivision Related Transfer
Record Updated	May 15, 2018
Title Company	UNIFIED TITLE COMPANY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$46.16
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	548 CAPITOL REEF CT BERTHOUD CO 805131484, BERTHOUD, CO 80513-1484

Mortgage

Document Number	27231
Date	May 8, 2018
Instrument	27231

Lender

Name	AMERICAN FINANCING
Type	Funding / Finance Company
Address	AURORA, CO 80014

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 7, 2048

January 2018: Trustee's Deed, Transfer

Document Type	Trustee's Deed
Jurisdiction	LARIMER CO
Recording Date	Jan 10, 2018
Property Address	548 CAPITOL REEF CT, BERTHOUD, CO 80513-1484
Document Number	0000002228
Instrument Date	Jan 10, 2018
Instrument	2228
Transaction Type	Transfer
Record Updated	Jan 17, 2018
Title Company	OTHER

Transaction

Amount	Amount on Record
Tax	$252.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	212 N WAHSATCH AVE #201 COLORADO SPRINGS CO 809033475, 201, COLORADO SPRINGS, CO 80903-3475
Investor	Possibly a Property Investor

Mortgage

Document Number	2264
Date	Jan 10, 2018
Instrument	2264

Lender

Name	PPME LAND CORP
Address	212 N WAHSATCH AVE # 301, COLORADO SPRINGS, CO 80903-3476

Agreement

Amount	Amount on Record
Term	12 Months
Due	Jan 9, 2019

Interest

Rate	12%

March 2017: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	LARIMER CO
Recording Date	Mar 24, 2017
Property Address	548 CAPITOL REEF CT, BERTHOUD, CO 80513-1484
Instrument Date	Mar 13, 2017
Instrument	19327
Transaction Type	Construction Loan
Record Updated	Aug 17, 2018

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4040 MACARTHUR BLVD #250 NEWPORT BEACH CA 926602509, 250, NEWPORT BEACH, CA 92660-2509

Mortgage

Document Number	0000019327
Date	Mar 24, 2017
Instrument	19327

Lender

Name	GUARANTY BK
Type	Federal Savings Bank
Address	PO BOX 5847, DENVER, CO 80217-5847

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 548 Capitol Reef Ct was $7,182.

Source: Larimer County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
Municipality	Berthoud Town
County	Larimer County
Unified School District	Thompson School District R-2J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,182.00	$40,019 Land $10,056 Building $29,963	$640,300 Land $160,900 Building $479,400
2023	$7,084.00 (+24.08%)	$44,776 (+31.43%) Land $10,780 Building $33,996	$668,300 (+36.33%) Land $160,900 Building $507,400
2022	$5,709.00	$34,069 Land $7,993 Building $26,076	$490,200 Land $115,000 Building $375,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 548 Capitol Reef Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2025.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2025 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 548 Capitol Reef Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.6% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BERTHOUD serves 14,211 people · EPA ID CO0135138
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	10 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 513 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Hilltop Broadband Fiber	1,000 / 1,000
Vistabeam Fixed Wireless	500 / 80
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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