548 Butterfly Dr, Chesapeake, VA 23322 Property Records

Chesapeake City property record for 548 Butterfly Dr, Chesapeake, VA 23322

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,712 sqft · built 1987
Lot Size	1.08 acres (47,219 sqft)
Owner	2 Individual Names on File
Last Sale	$184,000 (Feb 1999)
Tax Bill	$5,552 (2025)
Deeds & Mortgages	Feb 2009 Mortgage Dec 2011 Mortgage
APN	`0590000002130`

Property Details

APN / Parcel Number

Primary APN	`0590000002130`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,712 sqft Living Area
1st Floor Area	2,110 sqft
Attic	Attic
Attic Area	317 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Brick
Construction Type	Brick
Roof Type	Hip
Roof Material	Asphalt
Lot Area	47,219 sqft (1.08 acres)
Lot Dimensions	200 ft deep x 96 ft wide
Garage Type	Detached
Garage Area	864 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	12 sqft
Deck Area	317 sqft
Patio Area	429 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	548 BUTTERFLY DR
City	CHESAPEAKE
State	VA
Zip	23322-7219
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15S: RESI
Legal Description	LT 3A MINOR SUB LT 3 DOVE ACS & LT 25 CEDAR 1.084
Legal Subdivision	DOVE ACRES
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	3
Census Block	3003
Census Tract	21010

Owner

548 Butterfly Dr is owned and occupied by two individuals who bought it in February 1999.

Source: Chesapeake City records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	548 BUTTERFLY DR, CHESAPEAKE, VA 23322-7219
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 5, 2009	Deed of Trust, Mortgage · FHA Mortgage CHASE HOME FINANCE LLC
Dec 28, 2011	Deed of Trust, Mortgage · FHA Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 19, 1999 · Amount on File
Deed Sale	Feb 19, 1999 · Amount on File
Deed Book / Page	3835 / 489
Record Updated	Oct 29, 2026

February 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	548 BUTTERFLY DR, CHESAPEAKE, VA 23322-7219
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	007703/593
Date	Feb 5, 2009
Book Page	7703/593

Lender

Name	CHASE HOME FINANCE LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2039

Interest

Rate Type	Fixed Rate

December 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	548 BUTTERFLY DR, CHESAPEAKE, VA 23322-7219
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	008570/694
Date	Dec 28, 2011
Book Page	8570/694

Lender

Name	JPMORGAN CHASE BANK NA

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	357 Months
Due	Sep 1, 2041

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 548 Butterfly Dr was $5,552.

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$562,500 (+2.33%) Land $200,000 Building $362,500	$562,500 (+2.33%) Land $200,000 Building $362,500
2025	$5,552.00	$549,700 Land $190,000 Building $359,700	$549,700 Land $190,000 Building $359,700
2023		$503,900 (+1.7%) Land $170,000 Building $333,900	$503,900 (+1.7%) Land $170,000 Building $333,900
2022		$495,500 Land $160,000 Building $335,500	$495,500 Land $160,000 Building $335,500
2019	$3,952.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 548 Butterfly Dr; there have been 9 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 40 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	40 in force
Nearby Flood Claims	9 (1984–2024)
Claims Outside the SFHA	7 of 9
Most Recent Claim	Aug 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 548 Butterfly Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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