548 Bryan Ave, Saint Louis, MO 63122 Property Records

St. Louis County property record for 548 Bryan Ave, Saint Louis, MO 63122

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 1,540 sqft · built 1962
Lot Size	0.347 acres (15,098 sqft)
Owner	2 Individual Names on File
Last Sale	$311,300 (Nov 2011)
Tax Bill	$4,585 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Oct 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`23N-51-0297`

Property Details

APN / Parcel Number

Primary APN	`23N-51-0297`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,540 sqft Living Area
Gross Area	2,316 sqft
1st Floor Area	1,148 sqft
Game Room	Game Room

Exterior

Year Built	Built 1962
Effective Year Built	Effective 2005
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	15,098 sqft (0.347 acres)
Lot Dimensions	151 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	560 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed Frame Porch
Porch Area	256 sqft
Deck Area	236 sqft
Patio Area	236 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	548 BRYAN AVE
City	SAINT LOUIS
State	MO
Zip	63122-3622
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	32R3
Legal Description	O K GARDENS LOT 2
Legal Subdivision	O K GARDENS
Legal Lot Number	2
Jurisdiction	ST LOUIS MO
Township / Civil Division	BONHOMME
Census Block Group	1
Census Block	1009
Census Tract	218402

Owner

548 Bryan Ave is owned and occupied by two individuals who acquired it in March 2016.

Source: St. Louis County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	548 BRYAN AVE, SAINT LOUIS, MO 63122-3622
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP
Oct 15, 2019	Deed of Trust, Mortgage · Line of Credit VANTAGE CU
Mar 3, 2017	Deed of Trust, Mortgage PROVIDENT FNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 22, 2011 · Amount on File
Deed Sale	Nov 22, 2011 · Amount on File
Prior Sale	Jun 19, 2009 · Amount on File
Deed Document Number	2011539
Deed Book / Page	19751 / 1859
Last Transfer Date	Mar 8, 2016
Transfer Doc	0219200423
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	548 BRYAN AVE, SAINT LOUIS, MO 63122-3622
Transaction Type	Mortgage
Record Updated	Aug 13, 2021
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	548 BRYAN AVE, KIRKWOOD, MO 63122-3622

Mortgage

Document Number	0243825234
Date	Oct 19, 2020
Book Page	24382/5234
Instrument	2020101900305

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company
Address	BURLINGAME, CA 94010

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Oct 1, 2030

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	548 BRYAN AVE, SAINT LOUIS, MO 63122-3622
Document Number	0237822218
Instrument Date	Oct 15, 2019
Transaction Type	Mortgage
Record Updated	Dec 10, 2019
Title Company	SECURITY TITLE INSURANCE AGENCY, SECURITY TITLE INS AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	548 B5RYAN AVE ST LOUIS MO 63122, ST LOUIS, MO 63122

Mortgage

Document Number	0237822218
Date	Nov 8, 2019
Book Page	023782/002218
Instrument	420

Lender

Name	VANTAGE CU
Address	BRIDGETON, MO 63044

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Nov 7, 2044

Interest

Rate Type	Adjustable Rate

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	548 BRYAN AVE, SAINT LOUIS, MO 63122-3622
Document Number	0224361197
Book / Page	022436 / 001197
Instrument Date	Mar 3, 2017
Transaction Type	Mortgage
Record Updated	Mar 30, 2017
Title Company	FREEDOM TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	548 BRYAN AVE KIRKWOOD MO 631223622, KIRKWOOD, MO 63122-3622

Mortgage

Document Number	0224361197
Date	Mar 14, 2017
Book Page	022436/001197
Instrument	413

Lender

Name	PROVIDENT FNDG
Type	Funding / Finance Company
Address	PITTSBURGH, PA 15220

Agreement

Amount	Amount on Record
Term	180 Months
Due	Mar 13, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 548 Bryan Ave was $4,585, up 7.6% from the year before.

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Kirkwood City
Unified School District	Kirkwood R-VII School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$81,110 (-) Land $60,950 Building $20,160	$426,900 (-) Land $320,800 Building $106,100
2025	$4,585.00 (+7.6%)	$81,110 Land $60,950 Building $20,160	$426,900 Land $320,800 Building $106,100
2024	$4,261.00 (+1.6%)
2023	$4,194.00 (-5.31%)	$68,020 (+0.82%) Land $41,910 Building $26,110	$358,000 Land $220,600 Building $137,400
2022	$4,429.00	$67,470 Land $41,910 Building $25,560
2021			$355,100 Land $220,600 Building $134,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 548 Bryan Ave in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (2009–2017)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Apr 2017 · Severe Storms, Tornadoes, Straight-line Winds And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 548 Bryan Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KIRKWOOD PWS serves 28,000 people · EPA ID MO6010430
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Wisper ISP.

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