Cheatham County property record for 548 Bluff View Dr, Pegram, TN 37143
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,637 sqft · built 1997 |
| Lot Size | 0.417 acres (18,150 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $305,000 (Aug 2019) |
| Deeds & Mortgages | Sep 2026 Line of Credit Dec 2022 Line of Credit + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 011095F B 02700 |
| Primary APN | 011095F B 02700 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 1,637 sqft Living Area |
| 1st Floor Area | 1,459 sqft |
| Upper Floors Area | 594 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Siding |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 18,150 sqft (0.417 acres) |
| Lot Dimensions | 165 ft deep x 110 ft wide |
| Terrain | Rolling |
| Garage Type | Finished |
| Garage Area | 594 sqft |
| Driveway | Driveway |
| Driveway Area | 2,000 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 510 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 955 sqft |
| Deck Area | 184 sqft |
| Patio Area | 184 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 548 BLUFF VIEW DR |
|---|---|
| City | PEGRAM |
| State | TN |
| Zip | 37143-2333 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RIVER POINTE SEC 2 33 SOIL MAP PB 10 PG 75 |
| Legal Subdivision | RIVER POINTE SEC 2 |
| Legal Lot Number | 33 |
| Jurisdiction | CHEATHAM TN |
| Township / Civil Division | 5 |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 70402 |
Source: Cheatham County records, as of September 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 548 BLUFF VIEW DR, PEGRAM, TN 37143-2333 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 23, 2026 | Deed of Trust, Mortgage · Line of Credit LIBERTY FEDERAL CREDIT UNION |
| Dec 5, 2022 | Intrafamily Transfer, Transfer · Line of Credit TRUIST BANK |
| Aug 8, 2022 | Warranty Deed, Transfer · Conventional Mortgage NOVUS HOME MORTGAGE |
| Dec 31, 2020 | Deed of Trust, Mortgage MIDWEST REG'L BK |
| Aug 19, 2019 | Warranty Deed, Transfer · Conventional Mortgage PEOPLES BK |
| Feb 27, 2018 | Deed of Trust, Mortgage · Line of Credit COMMUNITY BK/SPRING GREEN & PL |
| Jun 7, 2017 | Deed of Trust, Mortgage · Line of Credit COMMUNITY BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 19, 2019 · Amount on Record |
| Deed Sale | Aug 19, 2019 · Amount on Record |
| Prior Sale | Jul 16, 1997 · Amount on Record |
| Deed Document Number | 20198918 |
| Deed Book / Page | 550 / 2302 |
| Last Transfer Date | Nov 17, 2022 |
| Transfer Doc | RB 6112496 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEATHAM TN |
| Recording Date | Sep 23, 2026 |
| Property Address | 548 BLUFF VIEW DR, PEGRAM, TN 37143-2333 |
| Document Number | 0000263274 |
| Book / Page | 663 / 1402 |
| Instrument Date | Sep 18, 2026 |
| Instrument | 2026263274 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 548 BLUFF VIEW DR, PEGRAM, TN 37143-2333 |
| Document Number | 0000263274, |
|---|---|
| Date | Sep 23, 2026 |
| Book Page | 663/1402 |
| Instrument | 2026263274 |
| Name | LIBERTY FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 15, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CHEATHAM TN |
| Recording Date | Dec 5, 2022 |
| Property Address | 548 BLUFF VIEW DR, PEGRAM, TN 37143-2333 |
| Document Number | RB 6112496 |
| Book / Page | 611 / 2496 |
| Map Reference | MB 10 PG 75 |
| Instrument Date | Nov 17, 2022 |
| Instrument | 233371 |
| Transaction Type | Transfer |
| Record Updated | Jan 11, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 548 BLUFF VIEW DR, PEGRAM, TN 37143-2333 |
| Document Number | RB 6112705 |
|---|---|
| Date | Dec 5, 2022 |
| Instrument | 611-2705 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEATHAM TN |
| Recording Date | Aug 8, 2022 |
| Property Address | 548 BLUFF VIEW DR, PEGRAM, TN 37143-2333 |
| Document Number | RB 6071477 |
| Book / Page | 607 / 1477 |
| Map Reference | MB 10 PG 75 |
| Instrument Date | May 5, 2022 |
| Instrument | 230731 |
| Transaction Type | Transfer |
| Record Updated | Jan 11, 2023 |
| Title Company | PHENIX TITLE SERVICES LLC, PHOENIX TITLE SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,295.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 548 BLUFF VIEW DR, PEGRAM, TN 37143-2333 |
| Document Number | RB 6071480 |
|---|---|
| Date | Aug 8, 2022 |
| Instrument | 607-1480 |
| Name | NOVUS HOME MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.25% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Sep 1, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 10.2% |
| Index | 1-Year CMT |
| Max Rate | 10.2% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEATHAM TN |
| Property Address | 548 BLUFF VIEW DR, PEGRAM, TN 37143-2333 |
| Document Number | RB 213906 |
| Instrument Date | Dec 31, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 9, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 548 BLUFF VIEW DR PEGRAM TN 371432333, PEGRAM, TN 37143-2333 |
| Document Number | RB 213906 |
|---|---|
| Date | Jan 19, 2021 |
| Book Page | 000577/000607 |
| Instrument | 213906 |
| Name | MIDWEST REG'L BK |
|---|---|
| Type | Bank |
| Address | 548 BLUFF VIEW DR, PEGRAM, TN 37143-2333 |
| Amount | Amount Recorded |
|---|---|
| Term | 120 Months |
| Due | Jan 18, 2031 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEATHAM TN |
| Recording Date | Aug 19, 2019 |
| Property Address | 548 BLUFF VIEW DR, PEGRAM, TN 37143-2333 |
| Document Number | RB 198918 |
| Book / Page | 000550 / 002302 |
| Instrument Date | Aug 16, 2019 |
| Instrument | 198918 |
| Transaction Type | Transfer |
| Record Updated | Sep 5, 2019 |
| Title Company | MIDTOWN TITLE COMPANY, MIDTOWN TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,128.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 548 BLUFF VIEW DR PEGRAM TN 371432333, PEGRAM, TN 37143-2333 |
| Document Number | RB 198919 |
|---|---|
| Date | Aug 19, 2019 |
| Book Page | 000550/002305 |
| Instrument | 198919 |
| Name | PEOPLES BK |
|---|---|
| Type | Bank |
| Address | CLIFTON, TN 38425 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 18, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEATHAM TN |
| Property Address | 548 BLUFF VIEW DR, PEGRAM, TN 37143-2333 |
| Document Number | RB 186068 |
| Instrument Date | Feb 27, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 14, 2018 |
| Name | Verified Name |
|---|---|
| Address | 548 BLUFF VIEW DR PEGRAM TN 371432333, PEGRAM, TN 37143-2333 |
| Document Number | RB 186068 |
|---|---|
| Date | Mar 5, 2018 |
| Book Page | 000532/000720 |
| Instrument | 186068 |
| Name | COMMUNITY BK/SPRING GREEN & PL |
|---|---|
| Type | Bank |
| Address | PEGRAM, TN 37143 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Mar 4, 2023 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEATHAM TN |
| Property Address | 548 BLUFF VIEW DR, PEGRAM, TN 37143-2333 |
| Document Number | RB 179872 |
| Instrument Date | Jun 7, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 21, 2018 |
| Name | Verified Name |
|---|---|
| Address | 548 BLUFF VIEW DR PEGRAM TN 371432333, PEGRAM, TN 37143-2333 |
| Document Number | RB 179872 |
|---|---|
| Date | Jun 15, 2017 |
| Book Page | 000523/001940 |
| Instrument | 179872 |
| Name | COMMUNITY BK |
|---|---|
| Type | Bank |
| Address | PEGRAM, TN 37143 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Jun 14, 2022 |
| Rate Type | Adjustable Rate |
|---|
Source: Cheatham County assessment roll, as of February 5, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Cheatham County |
| Municipality | Pegram Town |
| Unified School District | Cheatham County School District (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2025 | $106,150 Land $18,675 Building $87,475 | |
| 2024 | $424,600 Land $74,700 Building $349,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 25, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 27 policies |
| Nearby Flood Policies | 27 in force |
| Nearby Flood Claims | 14 (2010) |
| Claims Outside the SFHA | 6 of 14 |
| Most Recent Claim | May 2010 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SECOND SOUTH CHEATHAM U.D. serves 9,243 people · EPA ID TN0000645 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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