548 Benson Dr, Chattanooga, TN 37412 Property Records

Hamilton County property record for 548 Benson Dr, Chattanooga, TN 37412

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,332 sqft · built 1989
Lot Size	0.26 acres (11,342 sqft)
Owner	Individual Name on File
Last Sale	$92,000 (Dec 2018)
Tax Bill	$1,088 (2025)
Deeds & Mortgages	Dec 2018 Sale Nov 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`170J C 038`

Property Details

APN / Parcel Number

Primary APN	`170J C 038`
Alternative APN	`0000116963`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,332 sqft Living Area

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Split Level
Exterior Material	Wood Shingle
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	11,342 sqft (0.26 acres)
Lot Dimensions	129 ft deep x 87.6 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000116963
Street Address	548 BENSON DR
City	CHATTANOOGA
State	TN
Zip	37412-4102
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT 2 WHITMIRE BEVIL'S SUB ON BENSON DRIVE PB 44 PG 240
Legal Subdivision	WHITMIRE BEVILS SUB
Legal Lot Number	2
Jurisdiction	HAMILTON TN
Township / Civil Division	8
Census Block Group	1
Census Block	1000
Census Tract	11442

Owner

548 Benson Dr is owned by an individual who bought it in December 2018.

Source: Hamilton County records, as of August 21, 2026

Owner of Record	Individual Name on File
Mailing Address	3135 KEMMAN AVE, BROOKFIELD, IL 60513-1138
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 26, 2018	Warranty Deed, Transfer RELI SETTLEMENT SOLUTIONS LLC
Nov 16, 2018	Warranty Deed, Transfer OTHER INSTITUTIONAL LENDERS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 26, 2018 · Amount on File
Deed Sale	Dec 26, 2018 · Amount on File
Prior Sale	Nov 16, 2018 · Amount on File
Deed Document Number	2018245
Deed Book / Page	11529 / 958
Record Updated	Oct 29, 2026

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Dec 26, 2018
Property Address	548 BENSON DR, CHATTANOOGA, TN 37412-4102
Document Number	1226000245
Book / Page	011529 / 000958
Instrument Date	Dec 26, 2018
Instrument	181226000245
Transaction Type	Transfer
Record Updated	Jan 10, 2019
Title Company	RELI SETTLEMENT SOLUTIONS LLC

Transaction

Amount	Amount on Record
Tax	$340.40
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3135 KEMMAR AVE BROOKFIELD IL 60513, BROOKFIELD, IL 60513

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Nov 16, 2018
Property Address	548 BENSON DR, CHATTANOOGA, TN 37412-4102
Document Number	1116000170
Book / Page	011503 / 000755
Instrument Date	Nov 16, 2018
Instrument	181116000170
Transaction Type	Transfer
Record Updated	Sep 10, 2019
Title Company	RELI SETTLEMENT SOLUTIONS LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$222.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	555 BENSON DR CHATTANOOGA TN 374124101, CHATTANOOGA, TN 37412-4101
Investor	Possibly a Property Investor

Mortgage

Document Number	1116000171
Date	Nov 16, 2018
Book Page	011503/000758
Instrument	181116000171

Lender

Name	OTHER INSTITUTIONAL LENDERS
Type	Bank
Address	DALLAS, TX 75248

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 548 Benson Dr was $1,088, up 8.5% from the year before.

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	East Ridge City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,088.00 (+8.47%)	$71,800 (+6%)	$287,200 (+6%) Land $55,000 Building $232,200
2024	$1,003.00 (-36.24%)	$44,875 (-)	$179,500 (-) Land $40,000 Building $139,500
2023	$1,573.00	$44,875 (-)	$179,500 (-) Land $40,000 Building $139,500
2022	$1,573.00	$44,875	$179,500 Land $40,000 Building $139,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 548 Benson Dr in Zone X, an area of minimal flood risk, though there have been 14 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	14 (1982–2009)
Claims Outside the SFHA	6 of 14
Most Recent Claim	Sep 2009 · river or lake flooding
Claims by Event	Extensive Rainfall And Flash Flooding, Mar 1994 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 548 Benson Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Tennessee
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Benson Dr

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