St. Johns County property record for 548 Appaloosa Ave, Saint Augustine, FL 32095
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 3,054 sqft · built 2017 |
| Lot Size | 0.37 acres (16,117 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $856,500 (Jun 2024) |
| Tax Bill | $9,238 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Jun 2024 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 071621-0550 |
| Primary APN | 071621-0550 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 16 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 3,054 sqft Living Area |
| Gross Area | 4,309 sqft |
| 1st Floor Area | 3,054 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Concrete |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 16,117 sqft (0.37 acres) |
| Garage Type | Attached |
| Garage Area | 940 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Finished Screened Porch |
| Porch Area | 498 sqft |
| Patio Area | 422 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 548 APPALOOSA AVE |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32095-7427 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PRD |
| Legal Description | 62/44-56 LAS CALINAS PHASE 1 LOT 55 OR5972/930 |
| Legal Range | 29E |
| Legal Township | 05S |
| Legal Section | 29 |
| Legal Subdivision | LAS CALINAS PHASE 1 |
| Legal Phase | 1 |
| Legal Block | 3 |
| Legal Lot Number | 55 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 20606 |
548 Appaloosa Ave is owned and occupied by two individuals who bought it in June 2024.
Source: St. Johns County records, as of April 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 548 APPALOOSA AVE, SAINT AUGUSTINE, FL 32095-7427 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| Apr 1, 2021 | Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC |
| Jun 21, 2024 | Warranty Deed, Transfer · Conventional Mortgage FIRST COAST MORTGAGE FUNDING LLC |
| Oct 3, 2017 | Grant Deed, Subdivision Related Transfer · VA Mortgage LOANDEPOT.COM LLC |
| Apr 19, 2017 | Loan Modification, Mortgage ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 21, 2024 · Amount on File |
| Deed Sale | Jun 21, 2024 · Amount on File |
| Prior Sale | Oct 3, 2017 · Amount on File |
| Deed Document Number | 202448992 |
| Deed Book / Page | 5972 / 930 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 548 APPALOOSA AVE, SAINT AUGUSTINE, FL 32095-7427 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2025 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 548 APPALOOSA AVE, SAINT AUGUSTINE, FL 32095-7427 |
| Document Number | 0052251729 |
|---|---|
| Date | Apr 1, 2021 |
| Book Page | 5225/1729 |
| Instrument | 2021036287 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | 26642 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jun 21, 2024 |
| Property Address | 548 APPALOOSA AVE, SAINT AUGUSTINE, FL 32095-7427 |
| Document Number | 0059720930 |
| Book / Page | 5972 / 930 |
| Map Reference | MB 62 PG 44 |
| Instrument Date | Jun 13, 2024 |
| Instrument | 2024048992 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2025 |
| Title Company | ATLANTIC EAST TITLE, ATLANTIC COAST T&E |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,995.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 440 BURBANK AVE APT 6401, 6401, PONTE VEDRA, FL 32081-1234 |
| Name | Verified Name |
|---|---|
| Address | 548 APPALOOSA AVE, SAINT AUGUSTINE, FL 32095-7427 |
| Document Number | 2024118993 |
|---|---|
| Date | Jun 21, 2024 |
| Instrument | 2024118993 |
| Name | FIRST COAST MORTGAGE FUNDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2054 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Oct 3, 2017 |
| Property Address | 548 APPALOOSA AVE, SAINT AUGUSTINE, FL 32095-7427 |
| Document Number | 0044421294 |
| Book / Page | 004442 / 001294 |
| Instrument Date | Sep 29, 2017 |
| Instrument | 66994 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Oct 24, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,794.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 548 APPALOOSA AVE ST AUGUSTINE FL 32095, ST AUGUSTINE, FL 32095 |
| Document Number | 44421295 |
|---|---|
| Date | Oct 3, 2017 |
| Book Page | 004442/001295 |
| Instrument | 66995 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 2, 2047 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 548 APPALOOSA AVE, SAINT AUGUSTINE, FL 32095-7427 |
| Document Number | 0043660050 |
| Book / Page | 004366 / 000050 |
| Instrument Date | Apr 19, 2017 |
| Transaction Type | Mortgage |
| Record Updated | May 16, 2017 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Company |
The 2025 property tax bill for 548 Appaloosa Ave was $9,238 with a homeowner's exemption, up 91% from the year before.
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $664,202 (-5.1%) Land $160,000 Building $504,202 | $664,202 (-5.1%) Land $160,000 Building $504,202 | |
| 2025 | $9,238.00 (+91.03%) Homeowner's exemption | $699,862 (+68.7%) | $699,862 (+4.82%) Land $170,000 Building $529,862 |
| 2024 | $4,836.00 (+2.03%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $414,861 (+3%) | $667,703 (-0.78%) Land $155,000 Building $512,703 |
| 2023 | $4,740.00 (+2.84%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $402,778 (+3%) | $672,934 (+14%) Land $155,000 Building $517,934 |
| 2022 | $4,609.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $391,047 | $590,272 Land $112,000 Building $478,272 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 548 Appaloosa Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 221 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 221 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 548 Appaloosa Ave is moderate, ranking above 67% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 67% of the US · above 46% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-NORTHEAST UTILITIES WS serves 14,790 people · EPA ID FL2554475 |
|---|---|
| Water Source | Purchased groundwater from JEA MAJOR GRID |
| Last State Inspection | Mar 2024 |
| Also Mapped Here | SJCU-CR214 MAINLAND WTP |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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