548 5th Ave, Troy, NY 12182 Property Records

Rensselaer County and Troy City property record for 548 5th Ave, Troy, NY 12182

Property Summary

Property Type	Apartments (5+ Units)
Details	5 bd · 3 ba · 3,948 sqft · built 1980
Lot Size	0.17 acres (7,405 sqft)
Owner	Company Name on Record
Last Sale	$455,800 (Oct 2025)
Tax Bill	$8,687 (2026)
Deeds & Mortgages	Jun 2021 Refinance Oct 2025 Sale & Mortgage + 3 more
APN	`381700 80.56-11-8`

Property Details

APN / Parcel Number

Primary APN	`381700 80.56-11-8`
Alternative APN	`1606950`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,948 sqft Gross Area
Basement Area	2,024 sqft
Unfinished Basement	2,024 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Traditional
Exterior Material	Brick
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	120 ft deep x 60 ft wide
Porch	Porch
Porch Area	340 sqft

Utilities, Heating & Cooling

Heating System	HVAC
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1606950
Street Address	548 5TH AVE
City	TROY
State	NY
Zip	12182-2602
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	MF
Legal Description	2 STY DBL BRK HSE 299-5/52 PT 53
Legal Block	11
Legal Lot Number	8.000
Jurisdiction	RENSSELAER NY
Township / Civil Division	TROY
Census Block Group	2
Census Block	2010
Census Tract	40200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Central Lansingburgh Historic District listed 2023 · 592 contributing resources · NRIS 100008651

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Rensselaer County and Troy City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	25 DR FRANK RD, SPRING VALLEY, NY 10977-2516
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance SUNMARK FCU
Oct 30, 2025	Deed, Transfer CHAMPIONS FUNDING LLC
Jun 13, 2022	Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC
Apr 28, 2020	Grant Deed, Transfer ATTORNEY ONLY
Oct 9, 2019	Grant Deed, Transfer · Conventional Mortgage FREEDOM MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 30, 2025 · Amount on Record
Deed Sale	Oct 30, 2025 · Amount on Record
Prior Sale	Jun 13, 2022 · Amount on Record
Deed Document Number	2025663235
Deed Book / Page	11106 / 221
Prior Transfer Date	May 12, 2010
Prior Transfer Doc	5492000195
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RENSSELAER NY
Property Address	548 5TH AVE, TROY, NY 12182-2602
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0096150246
Date	Jun 10, 2021
Book Page	9615/246
Instrument	2021-590506

Lender

Name	SUNMARK FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	121 Months
Due	Jul 1, 2031

October 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	RENSSELAER NY
Recording Date	Oct 30, 2025
Property Address	548 5TH AVE, TROY, NY 12182-2602
Document Number	0111060221
Book / Page	11106 / 221
Instrument Date	Oct 23, 2025
Instrument	2025-663235
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 DR FRANK RD, SPRING VALLEY, NY 10977-2516

Mortgage

Document Number	2025663236
Date	Oct 30, 2025
Instrument	2025-663236

Lender

Name	CHAMPIONS FUNDING LLC

Agreement

Amount	Amount Recorded

June 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	RENSSELAER NY
Recording Date	Jun 13, 2022
Property Address	548 5TH AVE, TROY, NY 12182-2602
Document Number	0100870078
Book / Page	10087 / 78
Instrument Date	May 24, 2022
Instrument	2022-612380
Transaction Type	Transfer
Record Updated	Jul 5, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42 FLOWER AVE, WASHINGTON, NJ 07882-1635

Mortgage

Document Number	2022612381
Date	Jun 13, 2022
Instrument	2022-612381

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

April 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RENSSELAER NY
Recording Date	Apr 28, 2020
Property Address	548 5TH AVE, TROY, NY 12182-2602
Document Number	0000567526
Book / Page	009144 / 000274
Instrument Date	Apr 24, 2020
Instrument	567526
Transaction Type	Transfer
Record Updated	May 20, 2020
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	163 CAMDEN AVE STATEN ISLAND NY 103093219, STATEN ISLAND, NY 10309-3219

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RENSSELAER NY
Recording Date	Oct 9, 2019
Property Address	548 5TH AVE, TROY, NY 12182-2602
Document Number	0000558432
Book / Page	008969 / 000335
Instrument Date	Oct 4, 2019
Instrument	558432
Transaction Type	Transfer
Record Updated	Oct 25, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$780.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	177 BILLOP AVE STATEN ISLAND NY 103071731, STATEN ISLAND, NY 10307-1731

Mortgage

Document Number	558433
Date	Oct 9, 2019
Book Page	008969/000338
Instrument	558433

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 8, 2049

Tax Assessment & Valuation

Source: Rensselaer County and Troy City assessment roll, as of May 15, 2026

Property Jurisdictions

Type	Name
State	New York
County	Rensselaer County
Municipality	Troy City
Unified School District	Lansingburgh Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,687.00 (+9.88%)
2025	$7,906.00 (+114.02%)	$173,000 (-) Land $9,000 Building $164,000	$296,200 (+11.27%) Land $15,409 Building $280,791
2024	$3,694.00 (-60.33%)	$173,000 (-) Land $9,000 Building $164,000	$266,200 (+7.73%) Land $13,849 Building $252,351
2023		$173,000 (+23.57%) Land $9,000 Building $164,000	$247,100 (+34.14%) Land $12,855 Building $234,245
2022	$9,311.00	$140,000 Land $9,000 Building $131,000	$184,211 Land $11,842 Building $172,369

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 12, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	4 (1996–2011)
Most Recent Claim	Sep 2011 · Hurricane Irene
Claims by Event	Hurricane Irene, Sep 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY CITY PWS serves 51,401 people · EPA ID NY4100050
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	110 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2018
Treatment and Procedure	Lead public education Oct 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 703 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Hudson Valley Wireless, Verizon.

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