548 4th St, Lake Oswego, OR 97034 Property Records

Clackamas County property record for 548 4th St, Lake Oswego, OR 97034

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,791 sqft · built 2017
Lot Size	0.061 acres (2,688 sqft)
Owner	Individual Name on Record
Last Sale	$1,535,000 (Nov 2022)
Tax Bill	$18,958 (2025)
Deeds & Mortgages	Nov 2022 Sale & Mortgage Jan 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21E03DC01602`

Property Details

APN / Parcel Number

Primary APN	`21E03DC01602`
Alternative APN	`05031173`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	2,791 sqft Living Area

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Lot Area	2,688 sqft (0.061 acres)

Location & Zoning

Account Number	05031173
Street Address	548 4TH ST
City	LAKE OSWEGO
State	OR
Zip	97034-3006
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	EC
Legal Description	SUBDIVISION ELEMENT 4471 LT 2
Legal Subdivision	ELEMENT
Legal Lot Number	2
Jurisdiction	CLACKAMAS OR
Township / Civil Division	NORTHWEST CLACKAMAS
Census Block Group	1
Census Block	1031
Census Tract	20102

Owner

Source: Clackamas County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	548 4TH ST, LAKE OSWEGO, OR 97034-3006
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2022	Warranty Deed, Transfer · Conventional Mortgage FIRST REPUBLIC BANK
Jan 6, 2022	Warranty Deed, Transfer · Conventional Mortgage UMPQUA BANK
Feb 28, 2019	Grant Deed, Mortgage FIRST INTERSTATE BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 30, 2022 · Amount on Record
Deed Sale	Nov 30, 2022 · Amount on Record
Prior Sale	Jan 6, 2022 · Amount on Record
Deed Document Number	202260934
Record Updated	Sep 20, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLACKAMAS OR
Recording Date	Nov 30, 2022
Property Address	548 4TH ST, LAKE OSWEGO, OR 97034-3006
Document Number	0000060934
Map Reference	DOC 2016-074051
Instrument Date	Nov 28, 2022
Instrument	2022-060934
Transaction Type	Transfer
Record Updated	Dec 6, 2022
Title Company	WFG TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	548 4TH ST, LAKE OSWEGO, OR 97034-3006

Mortgage

Document Number	0000060935
Date	Nov 30, 2022
Instrument	2022-060935

Lender

Name	FIRST REPUBLIC BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	362 Months
Due	Jan 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	4.85%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2030
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	10.9%

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLACKAMAS OR
Recording Date	Jan 6, 2022
Property Address	548 4TH ST, LAKE OSWEGO, OR 97034-3006
Document Number	0000000954
Instrument Date	Jan 4, 2022
Instrument	2022-000954
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	FIRST AMERICAN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	548 4TH ST, LAKE OSWEGO, OR 97034-3006

Mortgage

Document Number	0000000955
Date	Jan 6, 2022
Instrument	2022-000955

Lender

Name	UMPQUA BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

February 2019: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	CLACKAMAS OR
Recording Date	Feb 28, 2019
Property Address	548 4TH ST, LAKE OSWEGO, OR 97034-3006
Instrument Date	Feb 26, 2019
Instrument	10485
Transaction Type	Mortgage
Record Updated	Mar 7, 2019
Title Company	FIRST AMERICAN

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5285 MEADOWS RD #161 LAKE OSWEGO OR 970355251, 161, LAKE OSWEGO, OR 97035-5251

Mortgage

Document Number	0000010485
Date	Feb 28, 2019
Instrument	10485

Lender

Name	FIRST INTERSTATE BK
Type	Bank
Address	888 SW 5TH AVE # 1000, PORTLAND, OR 97204-2024

Agreement

Amount	Amount Recorded
Term	24 Months
Due	Feb 27, 2021

Tax Assessment & Valuation

Source: Clackamas County assessment roll, as of October 29, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Clackamas County
Municipality	Lake Oswego City
Unified School District	Lake Oswego School District 7J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$18,958.00 (+5.85%)	$989,370 (+6.09%)	$1,690,688 (+3.33%) Land $562,398 Building $1,128,290
2023	$17,910.00	$932,577	$1,636,180 Land $534,360 Building $1,101,820

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE OSWEGO MUNICIPAL WATER serves 40,000 people · EPA ID OR4100457
Water Source	Purchased surface water from LAKE OSWEGO - TIGARD WATER SUPPLY
Last State Inspection	Oct 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 625 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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