548 14th St, Palm Harbor, FL 34683 Property Records

Pinellas County property record for 548 14th St, Palm Harbor, FL 34683

Property Summary

Property TypeSingle Family Home
Details1 ba · 936 sqft · built 1956
Lot Size0.207 acres (8,999 sqft)
OwnerIndividual Name on Record
Last Sale$75,000 (Sep 1999)
Tax Bill$687 (2025)
Deeds & MortgagesMar 2026 Line of Credit
Feb 2022 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNC62-000-741-2143-5

Property Details

APN / Parcel Number

Primary APNC62-000-741-2143-5
Alternative APNs
  • 01-28-15-29988-000-0040
  • 281501299880000040
  • 152801299880000040
  • R796

Interior

Full Baths1 Bath
Stories1 Story
Building Area936 sqft Living Area
Gross Area1,388 sqft
1st Floor Area936 sqft
FlooringCarpet
Interior WallsComposition

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1988
Architectural StyleCustom Design
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialOther
Lot Area8,999 sqft (0.207 acres)
Lot Dimensions150 ft deep x 60 ft wide
Garage TypeCarport
Garage Area392 sqft
CarportCarport
Carport Area392 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area20 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR796
Street Address548 14TH ST
CityPALM HARBOR
StateFL
Zip34683-4601
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal DescriptionGALLAWAYS SUB LOT 4
Legal Range15E
Legal Township28S
Legal Section1
Legal SubdivisionGALLAWAYS SUB
Legal Tract29988
Legal Lot Number4
JurisdictionPINELLAS FL
Township / Civil DivisionTARPON SPRINGS
Census Block Group3
Census Block3000
Census Tract27207

Owner

Source: Pinellas County records, as of March 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address548 14TH ST, PALM HARBOR, FL 34683-4601
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 3, 2026Deed of Trust, Mortgage · Line of Credit
TRUIST BANK
Feb 11, 2022Deed of Trust, Mortgage · Conventional Mortgage
TRUIST BANK
Sep 17, 2019Deed of Trust, Mortgage · Conventional Mortgage
SUNTRUST BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 22, 1999 · Amount on Record
Deed SaleSep 22, 1999 · Amount on Record
Deed Book / Page10666 / 1732
Last Transfer DateMar 13, 2003
Transfer Doc0000112420
Record UpdatedSep 20, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address548 14TH ST, PALM HARBOR, FL 34683-4601
Transaction TypeMortgage
Record UpdatedMar 13, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address548 14TH ST, PALM HARBOR, FL 34683-4601

Mortgage

Document Number0234712633
DateMar 3, 2026
Book Page23471/2633
Instrument2026056714
Lender
NameTRUIST BANK
TypeBank
AddressWHITEVILLE, NC 28472
Agreement
TypeLine of Credit
AmountAmount Recorded
Term358 Months
DueJan 8, 2056
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address548 14TH ST, PALM HARBOR, FL 34683-4601
Transaction TypeMortgage
Record UpdatedFeb 24, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address5481 14TH STREET, PALM HARBOR, FL 34683

Mortgage

Document Number0219300323
DateFeb 11, 2022
Book Page21930/323
Instrument2022045001
Lender
NameTRUIST BANK
TypeBank
AddressRICHMOND, VA 23224
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueFeb 1, 2037

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address548 14TH ST, PALM HARBOR, FL 34683-4601
Transaction TypeMortgage
Record UpdatedAug 19, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0206950822
DateSep 17, 2019
Book Page20695/0822
Instrument2019298035
Lender
NameSUNTRUST BANK
TypeBank
AddressRICHMOND, VA 23224
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueOct 1, 2039

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$687.00 (+6.02%) Homeowner's exemption$74,806 (+5.99%)$262,822 (+13.77%) Land $154,410 Building $108,412
2024$648.00 (+0.62%)
2023$644.00 (+1.74%) Homeowner's exemption$70,581 (+3%)$231,021 (-1.25%) Land $155,678 Building $75,343
2022$633.00 Homeowner's exemption$68,525$233,948 Land $168,057 Building $65,891

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 34 policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies34 in force
Nearby Flood Claims4 (1995–2024)
Claims Outside the SFHA2 of 4
Most Recent ClaimSep 2024 · Hurricane Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPINELLAS COUNTY UTILITIES
serves 506,353 people · EPA ID FL6521405
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 457 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
WOW Internet, Cable & Phone
Cable
1,200 / 50
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on 14th St

Nearby Streets

Search Property Records by Address or Parcel Number