5478 Wild Lilac, Columbia, MD 21045 Property Records

Howard County property record for 5478 Wild Lilac, Columbia, MD 21045

Property Summary

Property Type	Townhouse
Details	2.5 ba · 1,656 sqft · built 1976
Lot Size	0.041 acres (1,785 sqft)
Owner	2 Trust Names on File
Last Sale	$120,000 (Jun 1992)
Tax Bill	$4,793 (2026)
Deeds & Mortgages	Oct 2022 Mortgage Mar 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`16-109770`

Property Details

APN / Parcel Number

Primary APN	`16-109770`
Alternative APN	`109770`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,656 sqft Total Area
Basement Area	235 sqft
Finished Basement	235 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Townhouse
Exterior Material	Stucco
Roof Material	Composition Shingle
Lot Area	1,785 sqft (0.041 acres)
Deck Area	200 sqft
Patio Area	64 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	109770
Street Address	5478 WILD LILAC
City	COLUMBIA
State	MD
Zip	21045-2432
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	NT
Legal Description	LOT F-44 S 1 AR 1 5478 WILD LILAC VIL LONGREACH
Legal Subdivision	COLUMBIA VILLAGE OF LONGREACH
Legal Lot Number	F 44
Jurisdiction	HOWARD MD
Township / Civil Division	6, SAVAGE
Census Block Group	3
Census Block	3000
Census Tract	606607

Owner

5478 Wild Lilac, a townhouse, is owner-occupied and held in a trust since November 2015.

Source: Howard County records, as of September 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Mailing Address	5478 WILD LILAC, COLUMBIA, MD 21045-2432
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 3, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Dec 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Nov 18, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Sep 13, 2017	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 10, 1992 · Amount on File
Deed Sale	Jun 10, 1992 · Amount on File
Prior Sale	Aug 31, 1982 · Amount on File
Deed Book / Page	2576 / 653
Last Transfer Date	Nov 14, 2015
Transfer Doc	0165720484
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	5478 WILD LILAC, COLUMBIA, MD 21045-2432
Transaction Type	Mortgage
Record Updated	Nov 10, 2022
Title Company	AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0217770456
Date	Oct 31, 2022
Book Page	21777/456

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	5478 WILD LILAC, COLUMBIA, MD 21045-2432
Transaction Type	Mortgage
Record Updated	Mar 15, 2022
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0213740083
Date	Mar 3, 2022
Book Page	21374/83

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	178 Months
Due	Jan 1, 2037

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	5478 WILD LILAC, COLUMBIA, MD 21045-2432
Transaction Type	Mortgage
Record Updated	Dec 28, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0211970413
Date	Dec 15, 2021
Book Page	21197/413

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	174 Months
Due	Jun 1, 2036

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	5478 WILD LILAC, COLUMBIA, MD 21045-2432
Document Number	0190810001
Instrument Date	Nov 18, 2019
Transaction Type	Mortgage
Record Updated	Jan 10, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5478 WILD LILAC COLUMBIA MD 210452432, COLUMBIA, MD 21045-2432

Mortgage

Document Number	0190810001
Date	Dec 20, 2019
Book Page	019081/000001

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Dec 19, 2034

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	5478 WILD LILAC, COLUMBIA, MD 21045-2432
Document Number	0178710342
Book / Page	017871 / 000342
Instrument Date	Sep 13, 2017
Transaction Type	Mortgage
Record Updated	Oct 25, 2017
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5478 WILD LILAC COLUMBIA MD 210452432, COLUMBIA, MD 21045-2432

Mortgage

Document Number	0178710342
Date	Oct 19, 2017
Book Page	017871/000342

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	240 Months
Due	Oct 18, 2037

Tax Assessment & Valuation

The 2026 property tax bill for 5478 Wild Lilac was $4,793 with a homeowner's exemption, down 4.8% from the year before.

Source: Howard County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,793.00 (-4.81%) Homeowner's exemption	$371,400 (+6.1%) Land $160,000 Building $211,400	$371,400 (-) Land $160,000 Building $211,400
2025	$5,035.00 (+4.76%) Homeowner's exemption	$350,033	$371,400 Land $160,000 Building $211,400
2024	$4,806.00
2023		$307,300 Land $130,000 Building $177,300	$307,300 Land $130,000 Building $177,300
2022	$3,235.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5478 Wild Lilac in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5478 Wild Lilac is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2024
Lead	3 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 526 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

Nearby Properties on Wild Lilac

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures