5478 SE 51st Dr, Stuart, FL 34997 Property Records

Martin County property record for 5478 SE 51st Dr, Stuart, FL 34997

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,574 sqft · built 1979
Lot Size	0.267 acres (11,631 sqft)
Owner	2 Individual Names on Record
Last Sale	$424,000 (Feb 2024)
Tax Bill	$4,538 (2025)
Deeds & Mortgages	Feb 2024 Sale & Mortgage Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`30-38-42-005-000-0014.0-5-0000`

Property Details

APN / Parcel Number

Primary APN	`30-38-42-005-000-0014.0-5-0000`
Alternative APNs	`30-38-42-005-000-00140-5` `47280`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,574 sqft Living Area
1st Floor Area	1,574 sqft
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 1979
Effective Year Built	Effective 2004
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,631 sqft (0.267 acres)
Garage Type	Carport
Garage Area	200 sqft
Carport	Carport
Carport Area	200 sqft
Porch	Open Porch
Porch Area	16 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	47280
Street Address	5478 SE 51ST DR
City	STUART
State	FL
Zip	34997-1633
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	SANDY RIDGE UNREC LOT 14 & N 25 OF LOT 15 (BEING LOTS 4 5 6 & 7 BLK 1 DIXIE PARK)
Legal Range	42E
Legal Township	38S
Legal Section	30
Legal Subdivision	SANDY RIDGE
Legal Block	1
Legal Lot Number	14
Jurisdiction	MARTIN FL
Township / Civil Division	PORT SALERNO-HOBE SOUND
Census Block Group	1
Census Block	1033
Census Tract	1500

Owner

Source: Martin County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5478 SE 51ST DR, STUART, FL 34997-1633
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2024	Warranty Deed, Transfer · Conventional Mortgage EVERETT FINANCIAL INC
Jul 18, 2019	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 28, 2024 · Amount on Record
Deed Sale	Feb 28, 2024 · Amount on Record
Prior Sale	Jul 18, 2019 · Amount on Record
Deed Document Number	20243059816
Deed Book / Page	3422 / 1275
Record Updated	Oct 29, 2026

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Feb 28, 2024
Property Address	5478 SE 51ST DR, STUART, FL 34997-1633
Document Number	0034221275
Book / Page	3422 / 1275
Map Reference	MB 14 PG 20
Instrument Date	Feb 21, 2024
Instrument	3059816
Transaction Type	Transfer
Record Updated	Mar 13, 2024
Title Company	STARFISH TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,968.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5478 SE 51ST DR, STUART, FL 34997-1633

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5478 SE 51ST DR, STUART, FL 34997-1633

Mortgage

Document Number	0034221277
Date	Feb 28, 2024
Instrument	3422/1277

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Jul 18, 2019
Property Address	5478 SE 51ST DR, STUART, FL 34997-1633
Document Number	0030712712
Book / Page	3071 / 2712
Map Reference	MB 11 PG 20
Instrument Date	Jul 12, 2019
Instrument	2765783
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	HOMEPARTNERS TITLE SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,030.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4815 SE MANATEE COVE RD, 4815, STUART, FL 34997-2330

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5478 SE 51ST DR, STUART, FL 34997-1633

Mortgage

Document Number	0030712714
Date	Jul 18, 2019
Instrument	3071/2714

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,538.00 (-24.52%) Additional exemption filed	$300,734 (+4.88%)	$387,790 (+6.13%) Land $180,000 Building $207,790
2024	$6,012.00 (+6.05%)
2023	$5,669.00 (+14.66%)	$286,745 (+1%)	$365,390 (+24.1%) Land $180,000 Building $185,390
2022	$4,944.00	$260,678	$294,430 Land $162,510 Building $131,920

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 232 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	246 units insured incl. 14 condo units
Nearby Flood Claims	56 (1979–2020)
Claims Outside the SFHA	35 of 56
Most Recent Claim	Sep 2020 · rainfall accumulation
Claims by Event	Hurricane Wilma, Oct 2005 · 3 claims Hurricane Frances, Sep 2004 · 5 claims Hurricane Irene, Oct 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 85% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Blue Stream, Verizon.

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